��14�7555
<br /> obligat��n to pay to Lender Funds for any or a�l Escrov�Items at any time.Any such waiver may only
<br /> be in writing.In the e�ent of such vvaive r,B�rrower sha11 pay dire ct�y,when and vvhe re payable,the
<br /> amaunts due far any Es�rov�Items for vvhi�h payment of Funds has been waived by Lender and,if Lender
<br /> requires, shall furnish to Lender receipts evidencing such payment within such time peri�d as Lender
<br /> may require.Borrower's obligation to ma�e such�ayments and to provide receipts shall for a11 purposes
<br /> be deemed tv be a covenant and agreem�nt contained�n this Security Instrument,as the phra�e"covenant
<br /> and a�reement" i5 u5�d in SeGti�n 9. If Borrower is obligated to pay Escrov�Items direct�y,pursuant to
<br /> a waiver,and Borrov�er fails to pay the amount due f�r an EsCrow It�m,Lender may exer�ise its rights
<br /> under Section 9 and pay such amount and Borrower shall then be obligated under Sect�on 9 to repay to
<br /> Lender any such amount. Lender may re�oke the�aiv�r as to any or a11 Es�rovv Items at any time by a
<br /> notice given in accordan�e with Se�tion 15 and,upvn such re�o�ativn,Borrower sha1�pay to Lender ali
<br /> Funds,and in su�h amounts,that are then required under thls Se�tion 3.
<br /> Lender may,at any time,ca�Ie�t and hold Funds in an amaunt�a}suf�'icient to p�rmit Lender tn apply
<br /> the Funds at the time specified under RESPA,and�b}not to ex�eed the ma�mum amaunt a lender�an
<br /> require under RESPA.Lender shail estimate the amount of Funds due an the�as�s af current data and
<br /> reasonable est�mates nf�xpenditures af future Escrovv It�ms or otherwise in accordan�e vvith Applicable
<br /> I�a�v.
<br /> The Funds shall be held in an institution whase deposits are insured by a federa�agency,instrumentality,
<br /> or entity�including Lender,if Lender is an institution v�hos�deposits are so insured�or in any Federai
<br /> Home Loan Bank.Lender shall apply the Funds to pay the Escr�v��tems no later thar�the time spe�ified
<br /> und�r RE SFA.Lende r shall not charge B arrower far holding and applying the Funds,annualiy ana.�yzing
<br /> the escrow a�count,or verifying the Escrow Items,unless Lender pa�s Borr�vver interest�n the Funds
<br /> and Applicable Law permits Lender to ma1�e such a charg�. Unless an agr�ement is made in writing or
<br /> Applicable Law requ�res interest to be paid on the Funds,Lend�r shall not be required to pa�Borrower
<br /> any interest or earnings�n the Funds.Borrawer and Lender�ax�agree in�rriting,hnv�re�er,that interest
<br /> sha11 be pa.id on the Funds. Lender sha11 gi�e to Borrower,without eharge,an annual accounting of the
<br /> Funds as required by RESFA.
<br /> If there is a surpius�f Funds held in escrvw,as defined under RESPA,Lender shall acc�unt to Sorrovver
<br /> for the excess funds in ac�ordance w�th RESPA.If t�iere�s a shortage of Funds held�n escr�v�r,as defined
<br /> under RESPA,Lender shall notify Borro�er as required by RESPA,and Barrower shall pay to L�nder
<br /> the amount nec�ssary to make up the shortage in accordance with RESPA,but xn n�m�re than 12 monthl�
<br /> payments.If there is a de�ciency of Funds held in escr�w,as defin�d under RESPA,Lender sha11 notify
<br /> Borrov�rer as required by RESPA,and Borro�er shall pay to Lender the a.mount necessary ta ma.�e up
<br /> th�defxcien�y in accordance vvith RESPA,but�n no more than 1�monthly paym�nts.
<br /> iJpon payment in fu11 of a11 sums se�ured by this Security Instrurnent,Lender�hall pr�mptly r�fund to
<br /> Borrovver any Funds he�d by Lender,
<br /> 4.�harges; Liens.Borrovver sha11 pay a11 ta�es,asSeSSm�ntS,chaxges,fines,and impositions attributable
<br /> to the Property which can attain priority over this Security Instrument,Iea.s�hold payments or ground
<br /> rents on the Property,if an�,ar�d Cammunity Associatian Dues,Fees,a.nd Assessments,if ar�y.To the
<br /> extent that these items are Escrow Items,Borrower sha�l pay them�n the manner pro�ided in Secti�n 3.
<br /> HGFG-�1359
<br /> NEBRAS�CA-Singie Fam�fy-Fannie MaelFreddie Mac LINIFORM INSTRUMENT Form 3028 1IQ1
<br /> VMP� �7114
<br /> Wofters Kluwer Financial 5ervtces 20'!��2D�41 0 2815-J2014ti?29Y Page 5 of 17
<br /> �422311 D14219*
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