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��14�7555 �P} "RESPA"means the Rea1 Estate Settlement Pr�cedures A�t�1�U.S.G. Secti�n 26�1 et seq.}and its implementing re�ulation,Regulation��1��.F.R. Part 1�24},as th�y might be amended from time to time,or any additional or successor leg�slation or regulation that governs the same subject matter.As used in this Security Instrument,RESPA refers to alI requirements and restrictions that are imposed in regard to a"federally related m�rtgage loan"�ven if the Loan d�e�not qualify as a "federall�related mortgage loan"under RESPA. ��} "S'uccessor in InterQst of B�rrower"means any�arty that has taken tit�e to the Property,vvhether or not that party has as�umed B�rrower's�bligations under the Note andlor this Security Instrument. Transf�r of Rights in the Property. This Security Instrument seCures to Lender: ��}the repayment of the Loan,and a11 renewals,extensions and modif�catians of the Nate;and tii}the perf�rmanGe�f Borrower's covenants and agreements und�r this Securit�Instrument and the Note. For this purpose, Borrower irrevocably grants and�onveys t�Trustee,in trust,with povver of saie,the following descrihed pr�perty 1oCated in the�ounty�Type flf Recarding 1�risdiction�of Ha�l[Name of Record�ng Jurisdiction] Lot 48,Raven�o�d Subdivision,Hall County,Nebraska Parcel ID Number: 4��214792 which�urrently has the address of��3 RAVENW��D DR[Street] GRAND ISLAND [�ity],Nebraska GSB�1-86�5 [Zip Code] �"Prvperty Address"}: T�GETHER�L�VITH all the improvements no�or hereafter�re�ted on the property,and all easements, appurtenances,and fi�tures n�w or here�er a pa.rt of the property.Al1 replacements and additivns shall also be cov�red by t�iis Se�urity Instrument.All of the forego�ng is ref�rred to�n th�s Se�urity Instrument as the"Praperty." B�RR��ER C�VENAI�TTS that Borrower is lav�fully seised ofthe estate hereby conveyed aand has the right tfl grant and con�ey the Praperty and that the Froperty is un�ncumber�d,except for encumbrances of record.Borrower vvarrants and vvill defend general�y the title ta the Pr�pe�ty against a1I�laim�and demands, subj ect tfl any eneumbrances of re�ord. THIS SE�URITY INSTRL�MENT combines uniform ca�enants for national use and nan-unifonm co�enants vvith limited variations by j urisdicti�n to constitute a uniform security instrument cavering real property. U n if o rm C o�e n ants. B orrawer and Lender covenant and agree as follovvs: '�. Paym�nt of Principal,Interest,Escrow ft�ms, Pr�payment Charges,and Lat��harges. B�rrower shall pay wh�n due the principal of,and interest�n,the debt ev�denccd by the Not�and any prepaym�nt charges and�ate�harges due under the Not�.B�rrovver shall also pay funds far Escrovv�tems pursuant ta S�ction 3. Payments due under the N�te and this Se�urity Instrument sha11 he made in LT.S. currency.Hov�ever,if any cheGk or�ther instrum�nt r�cei��d by Lender as payment under the Note or this Seeurity Instrument is returned to Lender unpa.id,Lender may requlre that axiy or a1l subsequent payments due under the Note and th�s Se�urity Instrument be made in one or m�r�of th�follovving forms, as selected by Lender: �a}�ash; �b}maney arder; (c}�er�ified�h�ck,bank check,treasurer's check or cashier's check,pro�id�d any such check is dra.v�rn upon an lnstituti�n whose deposits are insured by a federal agency�1T1StI UI1leI�l��t�,or entity;�r�d}E1e�tronic Furids Trar�sfer. HCFG-00359 NEBRASKA-Single Family-Fannie Ma�IFreddie Mac t1NIF�RM INSTRUMENT Form 302811D1 VMP� ❑�� Wo�ters iGluwer Financial Services 2014'!20141 a.2$15-�12ti140729Y Page 3 of 17 *4223�1 D14219* � ,' 1 ¢ � . 1