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��14�75�5 �C} "Lender" �s H�m� Fed�ral �a�i ngs and �.oan Assn of Grand I s�and Lender zs a Sa��ngs and Laan nrganized and existing under�h��aws�f T�e State �f Nebras�Ca . Lender's addre�s is �Zl S�uth Locust St Grand I��an� �iE 68841 Lender�s�he b�n�ficiary under�his Security instrument. �D� "Trustee" is Arend R Baack, Attorney �E� "�Vote" means th�pr�missor�note sign��by Bar�ower and�ated De�em�er 1�, 2�14 . The Nate �tat�s tha�B�rrower�wes L�nder F I FTY E I GHT TH�USAND F�UR HUN�RE� E IGHTY AND oa�soo Dollars�U.S. $�8,48D.D 0 }plus interest. Borrower has pramised to pay this debt in regular Periodic Payments an�to pa��he debt in full n�t Ia�er than J a nu a ry 1, �D3 D . �F} "Property" means�he praper�y�hat�s d�s�r�bed be�aw und�r�he head�ng "Transfer�f Rights in the Proper��r." �G} "Loan=' means th�debt��id�nced by th�No��, plus in�erest, any prepa�ment charg�s an� la��harg�s du� urzd�r th� Note, and al� sums due under th�s S��ur�ty �nstrumen�, p�us in�erest. �H} "Riders" m�ans a�� R�d�r�to this Security �nstrumen��hat are executed by Borrower. The fol�o�ing Rid�rs ar��o be executed b�B�rrower �check�flx as app�zcab�e�: 0 Adjus�able Rate Rider ��ondom�nium Rider ��ec�nd Home Rider � Balloon Rider � Planned Un�t D��ve�opment Rider �] �-4 Family Rider � VA R�der �B�weekly Paymen�Rider ��her�s} �spec�fy� �I� "App��ab�e Law" means a�� controlling applicable federai, s�ate and�aca� s�atutes, regu�atz�ns, ard�nanc�s and administrat��e ru�es and arders �that have the effec�of�a�r} as vc�e�� as a�� app��cab�e�nal, non-appealable jud�cia� ap�n�ons. �J� "�ammunity Assac�atian Dues, Fees, and Assessments" means al� du�s, fees, as�essments and o�her charges that are�mpos�d an Barr�wer or the Property�y a c�ndominzum association, homeowners associa�ion or sim�lar arganizatinn. �K3 "EleGtronic Funds Transfer" m�ean� any transfer�f funds, other than a transactian originated by check, draf�, ar similar paper�nstrumen�, which is �nitiated through an�lectronic terminal, �elephonic instrumen�, camputer, or magnetic tape sa as to arder, instruc�, or au�horize a f�nancial ins�itution�o debit or credit an accoun�. Such term includes, bu� is n�t l�mi.ted to, point-of-sale transfers, aut�mated te��er machin� transac��ons, transfers �n�t�ated by te�ephone, wire transf�rs, and autamated c�ear�nghouse�ransfer�, �L3 "Escrvw Items" means those items that are described in Secti�n 3, �M� "Misce�lane�us Praceeds" mear�s any c�mpensation, s��t��n�ent, award�f damages, or proceeds paid by any third par�y �other than insurance proceeds paid und�r th�c��erages described�n Sec�ion 5} far: ��} damage�o, or destruction of, �he Pr�per�y; �ii} Condemna��n or o�her tak�n�of all nr an�par��f the Praper�y; �iii} con�eyance in�ieu of condemna�ion; or�i�}misrepresentations of, or om�ssz�ns as�o, the �a�ue andlor�onditz�n of the Pro er� . N�BRASKA-Singi�Fami�y-�annie Mael�recldie Mac UNIF�RM INSTRUM�NT Form 3Q28 1I01 vn�r� �r��rc[��c��o�� Wolters K[uwer Financ�al 5�r�ices Page 2 af 17