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��14�75�3 <br /> ��} "Lender" is Home Fed�ra� Sa��r�gs and L�an Assn af Grand I s1 ar�d <br /> Lender is a 5a�i ngs and Loan <br /> �rganized and exis�ing under�he laws af The Stat� of N�braska . <br /> L�nder's address is 2�1 S�uth Lo�ust St �rand Isl and NE �88U1 <br /> . <br /> Lender�s the bene�ciary under this Secur��� �nstrument. <br /> 4D� "Trustee" is Arer�d R Baack, Att�rr�ey <br /> 4E� "Nvte" means�he prom�ssory nate szgned by B�rrower and dated De�ember d8, �014 , The N�t� <br /> s�a�es that Borrower awes Lender 4NE HU�VDRED N I�ETY F IVE THDUSAND A�D �Q/l4� <br /> Da��ars �U.S. $l9�,0 Q D.0 0 }plus interest. Borrower has prom�sed�o pay this debt in regular <br /> Period�c Payments and t�pay the debt in full nnt�ater than J a r�u�ry l, �03 a . <br /> �F} "Property" �m.�ans the proper�y that is described below under�he h�ading "Transfer of Rights in�he <br /> Prflperty." <br /> �G} "Laan" m�ans the debt�v�d�n��d by�he No�e, plus in��res�, any pre�a�rmen�charges and late charges due <br /> und�r the Not�, and a�� �ums due under th�s S�cur�ty �nstrument, plus intere�t. <br /> �H; "R�ders" means a�l R�ders to th�s Secur���r �ns�rument�hat are�xecut�d by Borr���r. The fa��owing R�ders <br /> ar�to be executed b�r Borro�ver [check�ax as appl�cable�: <br /> 0 Adjusta�le Rate Rider [.� Candominium Rid�r 0 Sec�nd Hame Rider <br /> [� Bal�oon Rider [� Planned Unit Deve�apment R�der � �-4 Farni�y Rider <br /> �] VA Rider 0 B�weekly Payment R.id�r � ��h�r�s} [sp�cify� <br /> �I� "Applicabl� Lav►r" means all control�ing applicab��fed�ra�, state and �flca� statutes, regulations, ordxnan��s <br /> and adrninistrative rules and orders �that ha�e�he effect af�aw} as we�� as all appli�ab�e f�na�, non-appealab�e <br /> �udiC�al opinions. <br /> �J� "�vmmunity Association Dues, Fees, and Assessments" means all dues, fees, ass�ssments and�th�r <br /> charge�that are impos�d on Borrower or the Prap�r��by a Condomin�um ass�ciat�on, homeowners <br /> association or similar organiza�ion. <br /> �K� '=E�e�trvn�c Funds Transfer" mean�any transfer of funds, other than a�ransaction or�ginated by che�k, <br /> draf�, ar szm��ar paper�nstrument, wh�ch is �nit�ated through an electrani�:terminal, te�ephQn�c �nstrument, <br /> computer, or magnetic tape so as�a order, instrue�, or au�horize a financial inst�tu��on to�i�bit or�red�t an <br /> account. Such term includes, but is not limited to, point-of-sa�e transfer�, au�om�at�d teller ma�hi�� <br /> �ransact��ns, transfers in�tiat�d by��Iephone, wire�ransfers, and autQmated cl�ar�nghouse transf�rs. <br /> �L� "Escrow �tem�" m.eans those it�m.s that are described in Sectian 3. <br /> ��1J�3 "N1�sce�lanevus P�roceed�" means ar�� campensatifln, sett�ement, award�f damages, or proceeds paid by <br /> any �hxrd par�y �a�her�han�nsurance proceeds paid under�he coverages descri�ed in�ect�on 5} f�r: �i} <br /> damage to, ar destruction of, the Proper�y; (ii} candemnation or�th�r tak�ng of a��ar any par��f the <br /> Proper�y; �iii}con�eyance �n�ieu af candemna��on; or t��} misr�presenta�i�ns�f, or omiss�ons as�o, the <br /> �alut andlar condi�ion�f�he Pr� �rt . <br /> N�BRASKA-5ingi��amiEy-Fanni�Ma�IFreddie Ma�11Nl�DRM INSTRUMENT �a�m�o2s��o� <br /> VMP[R] VMPfi{N�)�1302� <br /> Walters Kiuwer Financial Ser�ices Page 2 of 17 <br />