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��14�75�� �D� Lim�ts vn �nterest �ate Changes �P[ease check apprvpr�ate haxes: if nv hox is checked, there wi�l be nn maximum �imit on changes.} � ��} The�e will k�� no maximum ��mit vn interest rate changes. [� ��} The interest rate I am required to pay at the first Change Date wil! not �e great�r than 5.2�4 °/o or iess than �.5�� °Io. � �3} My inte�est �ate w�ll ne�er be �ncr�ased or decr�as�d �n any sing�e Ghan�e �ate by more than �+►t0 A�V❑ �D�IlDD4 pe�centage paints � 2,d�4 °/o} from the rate of interest � have been pay�ng for the preceding perivd. I� ��} My interest rate will ne�e� be g�eater than 8.2�� °/o, which �s ca�led th� "lll�ax�mum Rate." � �5} My interest rate wi[� ne�e� be less than �.5��°/v, which is ca�ied the "Min�r�num RateY" � ��3 N�y interest rate wi[� ne�e�- be less than the initial interest rate. [� �7� The �nterest rate I am requi�ed to pay at the f��st �hange Date wil[ not �e greater than °/o ar f�ss than °/o, The�-eafter, my int�rest rate will ne�e� �e increased or decreased on any sing�e �hange Date by mor� than percentage po�nts � °/o} fram the rate of interest L ha�� C�e�n paying for the preceding per�od. �E} Effective Date af Cnanges My new int�rest rate w�� aecome effecti�e on each Change Date. � will pay the amount of nny new m�nthly payment beginning an the fi�st monthly payment date aft�r the Change Date until the amaunt �f my monthly payment changes again. �F3 Notice of Changes The Note Holder will deli�er �r mail to me a notiG� vf any changes in my interest rate and the amaunt of my monthly payment befo�e the effect��e date of any change. The notice wiil �nclude informati�n requ�red by law to be gi�en to m� and a[so the t�tl� and telephone number of a persan who wil[ answ�r any question 1 may ha�e regard�ng th� not�ce. � � �Il ttI a�S. ...�.�• r��'-'``.-:=.� �-899R ��5��} Page 3 af 5 , �� � �:�`l a . � �..