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��14�75�� <br /> �C3 "Lender" is Home Federal Sa�i n�s and L.oar� Assn of Grand I sl and <br /> Lfender is a Sa���gS and Laan <br /> organized and e��st�n�under�he�aws of The St�te of Nebraska . <br /> L�nder's address is 221 Sou�h Lo�ust St Grand Isl and �E �88�1 <br /> . <br /> Lend�r is the benefic�ar�und�r this �ecur�ty �nstrument. <br /> 4D� "Trustee" zs Arend R Baa�k, Att�rney <br /> 4 E� "N�te" means �he promissory no�e signed by B�rro�ver and da�ed D��e�be r 1�, 2 D 14 . The Note <br /> stat�s tha�Barrower owes L�n�er FUUR HUNDRED TH I RTY F�UR TH�USAND AND 40110� <br /> Dol lars �U.S. $434,�D�.D D }plus interest, Borrower has pra�rn.�sed�o pay this de�t in regular <br /> Periodic Pa�ments and�a pa��he debt�n fu�� n�t later�han J a n u a r'y 1, 2�3 4 . <br /> �Fj "Prt�perty" means �he proper�y that is descr�bed be�ow under�he heading "Transfer af Rights in the <br /> Froperty." <br /> 4�� '=Loan" means th�debt e��denCed by the Note, plus �nteres�, any prepayment�harges and�ate C�.arge� due <br /> un�.er the N�t�, and all sums due under this Security Instrument, plus interest. <br /> �H� "Riders" means al� Riders�a this Security Instrument that are e��cute�by B�rrawer, Th�follawing Riders <br /> ar��a be e�.ecuted by Barrov�er �check bax as app�icable�: <br /> �Ad�ustable Rate Rider ���ndominzum R�d�r �Sec�nd Home R.ider <br /> [�Balloon R�der � Planned Un�t Dev��opment Rid�r � 1-4 Farniiy R.ider <br /> [�VA Rider �Biwee�ly Pay�rnen�Rzder ��ther�s} [spec�fy] <br /> 41� "Applicable Law" rneans a�l contrnl��ng app�i�able f�deral, sta�e and local statu�es, reguxat��ns, flr��nances <br /> and administra�ive rules and arders �that ha�e th�effect af�aw} as�e�l as al� applicable final, n�n-appealable <br /> �udiCial �p�nxonS. <br /> �J� "��mmunity Assflciativn Dues, Fees, and Assessments" m�eans al� dues, fe�s, assessments and oth�r <br /> charg�s�ha�are ixnposed on Barrt��ver ar the Proper�y b� a��ndominium assoc�a��on, hom�owners <br /> associa�ian or similar organizatian. <br /> 4K� "Electrvn�c Furtds Transfer" means an�r �ransf�r of funds, other than a�ransaction ar�ginated b�check, <br /> draft, �r�in�u�ar paper�nstrument, which is initiat�d through an e�ec�ron�c terminai, �eleph�nic instrument, <br /> compu�er, �r magne�ic tape sa as ��ard�r, instruct, or authorize a financ�a� �ns��tu�ion to de�i�or credxt an <br /> accaun�. Such term inciudes, but ��nat l�mited��, point-�f-�a�e�ransfers, au�amated te��er nzach�ne <br /> �ransac�i�ns, transfers initiated by teleph�ne, w�re�ransfers, and automa�ed ciearinghause transf�rs. <br /> �L� "Escraw Items" means thns�items that are described �n Sect�an 3. <br /> €�3 "Miscelianevus Proce�ds" means any campen�ation, settlement, award af damages, ar pro�eeds paid b� <br /> any�hird par�y �other�han insuranc�proceeds paid under the co��rages descr�bed in Se�tion 5} for: ��} <br /> damage to, or destruction�f, the Pr�p�rt�; �ii}c�nd�mna�i�n ar�th�r�ak�ng of a�� or any par�of the <br /> Property; ��z�}conveyance in�ieu of condemnation; or�iv} misrepresen�at��n�of, or omissions as to, �he <br /> �a�ue andlor�nndition of the Pra ert . <br /> NEgRASKA-Single Family-Fan�►ie Mael�red�ie Ma�uNI�OftM lNSTRUMENT Fvr�3D28 11�1 <br /> VMP Q VMP��NE}{�3�2Z <br /> Walters Kluwer�inancial Services Page�af 17 <br />