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��14�75�� <br /> AD3�,C.���TABL� l�A�'� l�II���2.. <br /> TH�S ADJ USTABLE RATE RI DER �s �ade th�s l�th day of De�emb�r, ��1�4 , <br /> and is �ncorporat�d into and sha[� be deemed ta arnend and supplem�nt the Mort�age, De�d <br /> of Trust, �r Security Deed �the "Security inst�ument"� of the same date gi�en �y the <br /> unde�signed �the "Bo�rowe�"� to secu�e Bo�-rower's Adjustab�e Rate Note �the "N�te"} to <br /> Home �ederal Savings and Loan Assn of Grand Island <br /> �the "Lender"} of th� same date and ca�er�ng the Property describ�d in the Secur�ty <br /> I nstrument and ivcated at: <br /> 4�58 Augusta Pkwy �4Q�W Di�is�on St <br /> and Grand Island,NE 68801 <br /> Grand Island,NE 6�SD3 <br /> [Prap�rty Ad�ress] <br /> TH�� N�TE C�NTAtNS PF�[]VIS��NS ALL�111�ING Ft]R �HANGES �N MY <br /> 1NTE�EST RATE AND tV1Y MDNTHLY PAYMENT. �NCREAS�S �N THE <br /> [�T�R�ST RATE WiLL RESULT 1N H1GH�R PAYMENTS. DE�REASES 1N THE <br /> tNTEREST RATE �III�LL RESULT tN LaVIIER P�4YN�ENTS. <br /> ADDiTI�NAL COVENANTS. !n addEtior� to the co�enants and agreements made in t�e <br /> Security [nstrument, Borrower and L�nder furth�� co�enant and ag�ee as fo![ows: <br /> A. INTEI�EST RATE AND MC3NTHLY PAYtIl1ENT �HANGES <br /> The Note pro�ides for an init�a[ interest rate of 3.254 °/o. Th� Nate prv�ides <br /> f�r changes in the interest rate and the month�y payments, as fo[�ows: <br /> 4. �NTEREST RATE AND M�NTHLY PAYtIIlENT �HANGES <br /> �A� Change Dates <br /> The �nterest rate I will pay may change vn the lst day of Japua�`y 2�16 , <br /> and on that day e�ery 1�th manth thereafter. Each date ❑n w�ic� my �nterest rate <br /> cou�d change is �al�ed a "�hange C3ate." <br /> MULT�STATE ADJUSTABLE RATE R�DER - Single Fami�y <br /> ��899R ��5��3 �D�05 <br /> 0 <br /> Page � of 5 [nitia[s:�'���'"���''� '� <br /> VMP Mnrt a e So�utions, lnc. ��? <br /> g � �..�� �? <br /> �5��}52��7291 <br />