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<br /> �EF� �F TI���T
<br /> L��1'1 IV�y �'���"1��� �����IC1L1���} ���� �
<br /> �F��PEF�� aA1�iA�E IN�U F�AN�E. TI�� f�ll av�ri n� �r�vi�i�n� r�l��i r�� t� i n���in� �h� I�rv p�rky�r� � ��r���#t�E� a���l ��
<br /> Tru��t.
<br /> Mai€�t��an�� �f ]n�uran��. Tru���r �h�l� pr��u�� ar�d m�int�in p�lE�i�s �� �ir� in����rt�� �itl� ��an�ar� �x�t�r��e�
<br /> ���r�rag� �n�ars�m�nt� �n � fair v�l�� ta�si� f�r th� �u11 ir��ur��l� val�� ��v�ri�� �[I lrr��r��r�men�� �n the F���I
<br /> �'r���r�r in ��n �rn�ur�� �u�i�i�r�� t� �v�i� ���1 i��ti�r� �f �r�y ��ins�r�n�� �I a���r an� wi�� a �t�n��rd m�r���g��
<br /> �E�u��i r��r�v�r�f L�n��r. Trust�r s hal[ �I�� pr��ur��rr�[ rt��ir�t�in��m�r�h�r,siv� ��r����l 1 i��ilit�,r ir�s uran�� in s���
<br /> ��v�ra�� �m��rit� �� ��r��l�r rr��y req��st with Ti rr����� an� ��n��r ��ir�� nam�� as a�diti�n�l ir���rr��� i� �uc�
<br /> [i��i[it� En�ur�r,�� p�l i�i��. �d�Eti�r�al[y, �i ru�t�r sl��l l rr��i r�t�ir� �u�l� ����r i�s ur�n��I in�lu�i n� �ut n�# 1 imi��d ��
<br /> F�azar�r �L..I�I1�iP�S� E�i��Trl..]��i�]�� �n� f��il�� ir�suran��r a� L�n��r rna�r r�as�n��ly r��r�ir�. ��li�i�s s��lE i�� wri��r� i�
<br /> #�rmr ama�nt�r ��v�r���s an�i �a��i� r����r���Cy �����'��1�1� ta L�r�d�r �r�d is���� b� a com��ny �r ��m�ani�s
<br /> r����r��k��� �������1��� t� ��r���r. �r��t�r, up�n r��u��-t �� L�n�i�rr v��l! ��liv�r �� L�r+��r frorrt �ir�n� �� �irt�� ���
<br /> p�l i�i�� �r ���ifi��t�� �-f i n��r�n�� i n �F�rm sa�isfa�t��y t� L�rt�l�r, i r��lu�ir�� �ti�ul�ti��rs tl��t ��v�ra��s v�ri II n�� b�
<br /> ��n��El�� �r �li rr�ir�isl��� �nr��f��ut �t l��st ten (��� d a�s �ri�r �+rritt�n ��ti�� t� �.�nd�r. E��� ins�r�n�� ��ii�y �ls�
<br /> �h��l inc[ud��n���l�r����nt�r�vi�in��1��#G���r�g� ir�f�v�r��L�r�d�r v�ill n�t�� imp�ir�� in ar�y v�r�y�y�ny a�t�
<br /> amissi�r� �r d��aul� ��Tr��t�r �r any a���r p�r��n, �h�ul�l th� ��a[ �r���r�y �e ������� ir� an �r�� ���i�n�t�d ��r
<br /> tf�� A�mini��rat�r�f tC�� F���r�l �m��g�r�cy l�l�r������r�t A��r��y�� � sp��ial fl�a� h���r� �r��, Tr��t�r ��r���t�
<br /> al�t�i n �nd m�ir���ir� ��d�ra[ FI��� I r�suran��I i# �v�i��k���f f�� tl�� ��l[ �r�p�ic� pcin�ap�l b�lan�� ���h� loan a nd �ny
<br /> �ri�r [i�n� �n �h� pr�per-t� s��urir�� �1�� f��r�, up t� #h� m��cim�m p�li�� limits ��t u���r th� Na�i�n�! F[��a�
<br /> [n�ur�r��� �r�gr�m, �r as �th�rv�i��r�c�uir�� ����n��rr �n�f t� m�ir,t�irt�u�l� ir�sur�r�c���r tF,��t�r�rr, ��r t)�� I��n.
<br /> A�pli��ti�n ��P������ls. Tr����r��aEl �r�rrt�t�y n��i�ry Len��r�f�n� I��� �r��m a�e t� tF�� Pr�p��ty. L�nal�r r��y
<br /> rri�1�� �r��� �� [��� if Trust�r �ail� t� �� �� vtirithi r� fi���� {"i�� ��y� �f �h� ��s��lty. VI�}��tl��r �� r��t L�r�d�r's
<br /> s��uri� �s i m�ai r�t�, ��n��r m��r �t L�r�d�r`� �E��tiar�r r���iv� a r�d r�tair� th� pr����d� ���ny i�s�r�n�� �n�# a�a�IY
<br /> tl�� �r�c���s �� th� r����ti�n ���h� �n���t��n��sr ��ym�n� �f �n� ii�n �ff��tir�� t�� �rap�r�t�f �r t�� r�st�ra�i�n
<br /> �n� r��air ��F�h� pr���rty. [� L�r,�i�r ����t� �� �pp�y�h� �r������t� ���t�rati�n an� r��airX �I`r����r s��lC r���ir �r
<br /> r�p���� th� ��m��ed �r ����r�y�� 1 m prQv�m�nt� i r� � rr,�nr,�r s�ti�f��t�ry t� L�r�d�r. L�n�er s hal�r u��n
<br /> ��tis��ct�ry �r��� �f ���[� ��c��n�itur�, �a��r �r r�im��r�� T��st�r �rr�m the pra����� f�r tl�� r��s�r��E�l� ��st ��
<br /> ��p��r �r r�s�k�rati�n if Tr�as��r is r,�t �r� �]�f��lt un��r t�iis ���d �f �Fr���. Ar�y �ra����s �rvhi�h h�u� n�� ���n
<br /> ��s�ur��� v�rit[�rn �f�� d��r� aft�r �h�Er re��ipt �nr� whi�h ��n�[�r F��� r��t c�rr,rr��tt�� �� �th� r���i� �r r��t�r�ti�r, ��
<br /> th� Pr�p�rty�C��[] �� u��d #i rst t� �ay�ny ar��unt ��ri ng �a t�r�d�r un��r thi� D��c� �f Tr�a��r �h�n t� ��y����-u�+�
<br /> ir��er�st� �n� th� r�mair�d��r if �r�yr �h�[1 �� ���[i�� �� #1�� �r�r��ipal k�a��n�� o�t�� fr,d��t�dn���. I� L�n��r h�lds
<br /> any prQ����� �ft�r ��yrr��r�t i r, f�t[] �f th� [nd�b���n��s� �uch �r�����s ��al I b� ��i�i ta Tr�a���r �s '���,�t�r'�
<br /> irtt�f�st��m�y app�a r.
<br /> ��m�a�ian�� �ri#�i �xi�tin� tnd�l���d�es�. �urir�� ��� ��r��d ir� v�rh��h any Exi�tin� Inai�l����r��s� �]���rib�� b���w is
<br /> i� ��r��t, ��r��li�rt�� v�rith t�� in��ar�r��� �r��i�iQr�s �����ir��� ir� tl�� ir�strt�r��r,� �vid�r��in� ���h F istin�
<br /> [nd����d�es� s h�al[ �Q r��ti�ut� ��r��1 ia��� v�ri�h the ir�s ur�n�� p��vi���n� �n�€�r thi� 1���� Qf Trustr �� tl�� ��t�r,t
<br /> ��m�[i�r,�� vv i�� th� ��r�ns �f t[�i� ���� �f Tr�st �v�uld ��r��titut� � d upli�ati�n �f in�u r�r��� r�qr�ir�rra�nt. I�r �rry
<br /> pr������fr��n �1�� ir��t�r���� ����m�p�y���� �n E�s�F th� pr�visi�n� in�hi� ���� ��Tru��f�r�li�rKsia r� ���ro c����
<br /> �h�I] �p�ly�r�ly t�tF�a#p�rti�r����h�pr����ds r�������k�l�t�the I���d�r�f�h� E�i�tin� Ir�d��t��]n���,
<br /> �r��t�r's k����r��n In�ur�r,��. �l��r� r�qu��t�f L�r�d�r, h��r�v�r n��m�r� �han a n�� � y��rr Tru�t�r�h�I! �u rr,ish
<br /> t� L�r�d�r a r���rt �n ���h e�i���n� ��li�y �f insur���� s�i�rnrir��: {1} tl�� n�m� ��f th� in��r�ri ��� th� ri�k�
<br /> �n��r��r ��� �h� �m�ur�t �fi �F�� ��li�y; ��� tF�� �r�p�rty in��r��r tt�� tl��n �urr�n� r����c�rr��r�� ��lu� �� �u�h
<br /> �arap�rt�r� �r�d th� mann�r�f a��t�rm�nin�th��v�lu�� �r�d (�� tf�� ��c�i��t��r� d��� ��th� ��li�y. T�ust�r shal[, �p�n
<br /> r�����t�f L�n�[�r, ]���� �r� i r�d�p�n��nt ap�ra i��r s�ti�f��t�ry t� �,�nc��r r����rmin�tF�����h�valu� r��[���m�n�c��t
<br /> ��th� Pr�p�rty.
<br /> �.�NaER'� E3�PEN�I�'#JF���. If �ny ���i�n �r �r����di�� is ��mm�nc�d that v��ul� ms#�ri�[�y �ff��t �.�n��r's in��r���an
<br /> th� �r�p��t�r �r if Tru�t�r#a�l�t� ���ply wRth �n�r �ro�is i�n �f thi� ���� �f Tru�t�r �r�y F��l a�ed a��um��ts� in�l��i n�
<br /> but n�� �imit�� �a �ru����'� f�i1�r� �� GQmply v�ritf� ar��r �1oti��ti�n ta m�in���n E�c�stin� Ir�d�I����ln��� �n ���+� st��r�in� �s
<br /> r��uEr�� b���wf �r t� dis�l��r�� ����y v�r}��n du�any ar�����s Tr���ar�s r�t�uir�d t� di�ch�r��ar p�y�r,d��thi� a��� �f
<br /> T�u�t �r any �i�[�t��[ ����rm�r���r L�r���r ar� �rr�st�r'� b�ha�f m�y {bu� shalE n�t b� ��li+��t�� ��� ���� �ny ��t��ri tl��t
<br /> Len��r d��rr�s a p�r�priat�, i r��l u�in� �aut ��t ]i r�ite�1 to �is�n�r�Er�� �r ���in� a!I t����, �i�n�f s�curi�y i nt�r�s#�r
<br /> �n��m�r�n��� �n� ��h�r ���i r��, at �ny ti�e ��vi�� �� �la c��] �n �t�n� I�r�p�r�� �nd ��yi r�� �E1 ��st� f�r i n�urin�r
<br /> rriaintair�i r,� �n� pr����vin� ti�� �r���r�. AI I ���[� ��c��r��it�r�s i n��rr�� �r p�i� by L�n�f�r f�r���[� purp���� wi1[tf��r�
<br /> ���r ir���r��t ���h� r�t� ch�r��d u�r��r t�,� N��� �r�m th� �at� �n��rr�d �r ��i� l�y L��d�r t� t�� d�t� �f r�p�ym�nt �y
<br /> Tru�t�r. A I[ ���h ����n��s �rvil C ����m� � ��r� ��th� 1�td��t�d�t��� andr �t L�n��r'� �pti�r�, wil[ {A} �� ��ya�1� �r�
<br /> ��rrt�n�r (�} �� �d��� t� th� b�lan�� �f th� l��t� �n� �� ���r�rti�r��ci �r��r�� artt� �� p�ya�l� �rvith a�y in�taflm�nt
<br /> payrrx�nt� t� b���m� ��� du rirt� �it��r ��) �h�t�rr� a��ny��p�i�a�f� in��r�r��� ���i�y� �r ��} tk�� r�m air�ir,g t�rm af
<br /> ��� N�t�f �r (�� �� tr��t�� �� � I��f I��� p�yrr��n��r�rl�i�I� v�i[� E�� dt�� �n� p�y�1�1� at t�� I��t�'� m aturi#�, �E�� a��� ��
<br /> T�u�t al s� v�ri 1[ ���ur� �aym�nt �f tl���� arn�unts. �u�h ri�h# s h�l� b� i n �r��i�i�n �a �[I vth�r ri�l�t� ��� r�m�di�s �a
<br /> wh��l� L���l�r rr���b��rrti�l�d ���n L��f�ult.
<br /> V�AF����I�YY aEFF�1iSE��TITLE. T}��f�11�V11]�1� �F�V1�1�f�� r�l�tin��� awn�r�E�i���the F'r����ty�r�� ��rt�f thi� ����i
<br /> �fi Trust: -
<br /> Trtl�. Trus���v��rr�n�s that, {a} Trusta r ��I d� ���� �r�d m arl��ta�l� �it�� �� r�ca��i t� th�� �ra p�rt� i r� f�� �i r����I
<br /> fr�� an� ����r ��r �li �i�r�s �rr� �n�r�m�ran��s �t[��r �h�n tha�� s�t f��� in tl�� I�i��� �T���Ert1�{ �����E�ti�� �� ir� �he
<br /> ����ir�� I��l�bt��n��� ����i�n �����r �r ir� �r��tit�� i�t�ur�n�� ��I���, ��tl� r���r�� �r�ina[�i�[e ��i�i�rt is�u�� i��a��r
<br /> �f, and a��e�t��i k�y� L�n�f�r in ��nn��ti�n �itl� ��Es ���� �f Trust, �r�d (b� Tru��ar h�� th� f��l ri�[��r p�w�r� �nd
<br /> �u�i�ar[t�r t� �����t� a���eCiv�r t}�is ���d�f T�ust t� L����r,
<br /> �e�ense 4��itl�. �ubj��t t� the �����t��r� in th� p�r�gr��l� ����r�; Trust�r irva�r�nt� atn�f wil[ f�r�v�r ���end tf��
<br /> �itl�t� t�t� Pr���r�y agai��t tf�� ���rtirfu[ �I�ir�� ���l[ p�rs���. Irr t[�� �v�nt�ny a�ti�r� �r �r�����i�� i� ��mm�����
<br /> �ha��u�sti�r��Tr�tst�f's t�tl��r-th� i���r����f Trust���r L�t�d�r und�r t�iis a��� ��F Tr���r�"i r�,���r sh�f l d�����t�i�
<br /> ��ti�n ��T�����r'� ��pen��. Tru�t�r m�y �� the n�rxain�E p�rk� in su�h �r�����€ir��, �ut L�r+d�r s�all �� �nti�l�� ��
<br /> ��rt�ci��t� ir� tf�� �r�����in� �n� t� b� r�pr�s�r�t�� �r� ��� pf����din� �y ��r�n��[ �f L�nd�r's a�rr� �f���c�, ar+d
<br /> T��st�r wil! �f�liv�r� ar��us�t� f7�d�[�v�r��r t� L�n��r�uch ins�rum�r��s �s L�r�d��' rr��y re����t ff�m tirrt����im�
<br /> t� ��r�i����f� p�r�i�i p��i��.
<br /> ��m�ii���� I�fi#� L��rs. �r��t�r v�r�rr�r�t� th�t th� Pr���rt� �n� Trust�r'� �s� �� t�� �r���rt� ��r�p�i�� vtirith �Il
<br /> ��i�t�ng a�pli�ab[� I��nr�,�r�i nan���, �n�i r��ul a�i�n��f��v�rr�m�r�t�l�uth�riti��.
<br /> �urviva[ �f l���r����k��i�n� ar��i �arran�i�s. A!1 r��r�s�nt�t��nsr �r�rr�n�i es� �nd ��r�em�nts rrt�d� ��r Tru�t�r i n
<br /> �his ���d �f Trust sl��ll �ur�[��th� ������E�n �nd �eCiv�r�{��ti�is ��d ��r Tr�stl �h�ll �a� ��n�in�ir�g �n r�aturer �r��€
<br /> s1��!I r�rn�i r�i�f�!I f�r�� �n���-Fe��until su�t�tirr���s ���r�v�r�r'� [n�i���e�i ne���h�ll �e ��i�l i�r fu!I.
<br /> E�I�TIN�`a I[1l�EBT�a�E��. �E��f��l���r�� �r�vE�i�r�s��n���-r�in� ��i�tir�g I n�1�C�t�d r��ss�r����rt�'��hi� a���f�f Tru��:
<br /> ��cis�ir�� Li�r�. T�� [i�r� �f 't��� aeed �f Tru�t ���urir�� t�ie ln��k�t��r���� m�y }�� sec��d�ry ��� i r����i�r �� �r�
<br /> ��i���n� I��n. TrU�ta r �x�r�s�l���v�r��n�� �n� ��r��$ #a p�y, o�s��t� t�e ��yrr��r�t a�f, t�t� E�i�tir�� lr�r��i����n�s�
<br /> �r�d t� �r�v����ny d�f�ult�n�uc� irt��f����r����r �n�r�l�f�r�I�r�nr��r�h�in�tr�m�nts �vi�f�rt�ir�� s�t�E� i r�d�I�t��ln�s��
<br /> �r�n�r d��f��Et r�r�cl�r�n����r�ri�y�i��urr�ents far�u�l� ir�d�t�t�dr��s�.
<br /> �V� IV€��if�����n, T�usto� s3��ll r��t �r�t�r in�a �ny a�r��rr��nt wi�h �h� h�l��r o� �ny rr��rtg���, d���! af tru�t� �r
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