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��14�77�1 <br /> �C} "Lender"��Qu�c ke� Loans I nc. <br /> . <br /> Lender is a ��rpo rat��n <br /> organized and existing under the law�of t�e S t a te a f M i c h i g a n , <br /> Lender's address is 1�5d w��d�l�1"d �V2, Detr��t, MI 4��2�--19�� <br /> . <br /> �D� "Truste�" is Fi rst Am�r�can T1 t�� <br /> . <br /> �E� "MERS" is I�Iartgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br /> solely as a nom�aee for L�nder and Lender's successors and assigns. MERS is the b�nef�ciary under this <br /> Security Instrument. MERS is organized and ex�sting under the�aws of Delaware, and has an address and <br /> telephone number of P.�. Box 2�26,F��nt,MI 485�1-Z�26,tel. �SSS}679-MERS. <br /> �F} "Note" means the promissor�note signed by Banower and dated Decembe r �, 2��.4 . The Nate <br /> sta�es t�a�Borro�ver owes Lender E 1 g h ty TW� T h 0 U S a n d E 1 g h t H U n d 1"ed <br /> 5eventy Fi ve and ��11�� <br /> Dollars(U.S. $ �2,���.�� }plus interest. Borrower has promised to pay this debt in regular <br /> Periodi�Payments and to pay the debt in full not later than �a n u a ry 1, ���� . <br /> �Ca} "Property"means the proper�y that is deseribed be�ow under the heading"Transfer of Righ�s in the <br /> Propert�r.'� <br /> �H} "Loan"means the debt evidenced by the Note, �1us�nterest, any prepa�ment charges and late charges due <br /> under the Nate,and a11 sums due under this Securit�Instrument,plus interest. <br /> 41} "Riders"means all l�iders to this Security�astrument that are executed by Borrow�r. The foilowing l�iders <br /> are to be e�ecuted by Borrower[eh�ck box as applicable]: <br /> 0 Adjustable Rate Rider 0 Condominium Rider � Second Home Rider <br /> 0 Balloon R�der 0 Planned Unit Development Rider � 1-4 Family Rider <br /> �VA Rider 0 Biweekly Payment Rider ��ther(s)�specify] <br /> Legal Attached <br /> tJ} "ApplicableLa�v" means a�l control�ing applicable federal, state an.d local statutes, regulations, <br /> ordinances and administrative rules and orders(that ha�e the effect Qf la�v}as well as al�applicable final, <br /> nQn-appea�able judicia��pin�ons. <br /> �K} "CommunityAssoeiationDues, Fees,and Assessments"mean.s a11 dues, fees, assessments and other <br /> chaerges that are imposed on Borro�ver ar the Proper�y by a condominium associatioa,homeowners <br /> association ar�imilar organization. <br /> �L} "ElectronicFundsTransfer"means any transf�r of funds, other than a transact�on orig�nated by check, <br /> draft,�r similar paper instrument,which is initiated through an electronic terminal,te�ephonic�nstrument, <br /> computer,or magnetic tape sa�s to order, instruct,or authorize a financi��institution to debit or credit an <br /> account. Such term includes,but is not limited to,paint-of-sa�e transfers,automated tel�er m�chine <br /> tra.nsac�ions,transfers iaitiated by telephone,�vire transfers,and automated c�earinghouse transfers. <br /> �IIA} "Escrow Items"means those items tha�are descrihed in S�c�ion 3. <br /> NEBRASICA�ingle Family-Fannie Mae1Fr+�die Mac LlNIFQRM tNSTFiL1MENT WITH MERS Farm 30Z6 11�1 <br /> 1fMP� VMPfiA(NE)[1342}.QO <br /> 1lVoPters Kl�wer FinanGial Se�vices Page Z of 17 <br /> q43335�9�711 Q233 �33 �217 <br />