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200000079 <br /> Lender othenvise agrees in writing,which consent shall not be unreasonably withheld,or unless extenuating circumstances exist which are <br /> beyond Borrower's control. Borrower shall not destroy,damage or impair the Property,allow the Property to deteriorate,or commit waste <br /> on the Property. Borrower shall be in default if any forfeiture action or proceeding,whether civil or criminal,is begun that in Lender's good <br /> faith judgment could result in forfeiture of the Property or otherwise matenally impair the lien created by this Secunty Instrument or Lender's <br /> security interest. Borrower may cure such a default and reinstate, as provided in paragraph 18,by causing the action or proceeding to be <br /> dismissed with a ruling that,in Lender's good faith detennination,precludes forteiture of the Borrower's interest in the Property or other <br /> material impaument of the lien created by this Security Inst�tunent or Lender's security interest. Borrower shall also be in default if Borrower, <br /> during the loan application process,gave materially false or inaccurate information or statements to Lender(or failed to provide Lender with <br /> any material information) in connection with the loan evidenced by the Note, including, but not limited to, representations concerning <br /> Borrower's occupancy of the Property as a pnncipal residence. If this Security Instrument is on a leasehold,Borrower shall comply with all <br /> the provisions of the lease. If Borrower acquires fee title to the Property,the leasehold and the fee title shall not merge unless Lender agrees <br /> to the merger in writing. <br /> 7. Pmtection of Lender's Rights in the Property. If Borrower fails to perfo�n the covenants and agreements contained in this <br /> Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in the Property (such as a proceeding in <br /> bankniptcy,probate,for condemnation ar forfeiture ar to enforce laws or regulations),then Lender may do and pay for whatever is necessary <br /> to protect the value of the Property and Lender's rights in the Property. Lender's actions may include paying any sums secured by a lien which <br /> has pnonty over this Security Instnunent,appearing in court,paying reasonable attomeys fees and entering on the Property to make repairs. <br /> Although Lender may take action under this paragraph 7,Lender does not have to do so. <br /> Any amounts disbursed by Lender under this para�-aph 7 shall become additional debt of Borrower secured by this Security <br /> Instrument. Unless Borrower and Lender agree to other terms of payment,these amounts shall bear interest from the date of disbursement <br /> at the Note rate and shall be payable,with interest,upon notice from Lender to Borrower requesting payment. <br /> 8. Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loan secured by this Security <br /> Inshument,Botrower shall pay the premiutns required to maintain the mortgage insurance in effect. If,for any reason,the mortgage insurance <br /> coverage required by Lender lapses or ceases to be in effect,Borrower shall pay the premiums required to obtain coverage substantially <br /> equivalent to the mortgage insurance previously in effect,at a cost substantially equivalent to the cost to Boirower of the mortgage insurance <br /> previously in effect,from an alternate mortgage insurer approved by Lender. If substantially equivalent mortgage insurance coverage is not <br /> available,Borrower shall pay to Lender each month a sum equal to one-twelfth of the yearly mortgage insurance premium being paid by <br /> Borrower when the insurance coverage lapsed or ceased to be in effect. Lender will accept,use and retain these payments as a loss reserve <br /> in lieu of mortgage insurance. Loss reserve payments may no longer be required,at the option of Lender,if mortgage insurance coverage <br /> (in the amount and for the penoci that Lender requires)provided by an insurer approved by Lender again becomes available and is obtained. <br /> Borrower shall pay the premiums required to maintain mortgage insurance in effect,or to provide a loss reserve,until the requirement for <br /> mortgage insurance ends in accordance with any written agreement between Borrower and Lender or applicable law. <br /> 9. Inspection. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower <br /> notice at the time of or prior to an inspection specifying reasonable cause far the inspection. <br /> 10. Condemnation. The proceeds of any award or claim for damages,direct or consequential,in connection with any condemnation <br /> or other taking of any part of the Property,or for conveyance in lieu of condemnation,are hereby assigned and shall be paid to Lender. <br /> In the event of a total taking of the Property,the proceeds shall be applied to the sums secured by this Security Instrument,whether <br /> or not then due,with any excess paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the <br /> Property immediately before the taking is equal to or greater than the amount of the sums secured by this Security Instrument immediately <br /> before the taking,unless Borrower and Lender otherwise agree in writing,the sums secured by this Security Instrument shall be reduced by <br /> the amount of the proceeds multiplied by the following fraction: (a)the total amount of the sums secured immediately before the taking, <br /> divided by(b)the fair market value of the Property immediately before the taking. Any balance shall be paid to Borrower. In the event of <br /> a partial taking of the Proper[y in which the fair market value of the Property immediately befare the taking is less than the amount of the sums <br /> Loan No. : 3507030 Initials: �`� <br /> Nebraska Deed of Trust-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 09/90 <br /> To Order Call�.�(972�)9 0 2 sourFa o(972)392-2891 I IIIIII IIIII IIIII IIIII IIIII IIIII IIIII IIII IIIII IIIII IIIII III IIIII IIII �i oo x 4 CS 02/98 <br /> --- -. _._ �_ <br />