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� � n . ^-"� � = n ��— i S D Z � _ � �� �� _ � � � � p c�a �� o —i � c a '� x� Z "� N IQ- ' c � �� ? � rn C'1� ,,� � C� C7 e� O N `�iC' Q '71 O C.�3� y .� -� � � .�[ (� , .. �- t�'1 � N rci, �`; �'� a �v o c • v .�, �� T rr- n o � � , � � o � CD � ADJUSTA LE R E RIDER r` � � � '� Attachment to Deed of Trust recorded September 30, 1999 As Doc#9910965�' THIS ADJUSTABLE RATE RIDER is made this 28th day of September , 1999 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed (the "Security Instrument") of the same date given by the undersigned (the "Borrower") to secure Borrower's Adjustable Rate Note (the "Note") to � Home Federal Savings and Loan Association of Grand Island Q (the "Lender") of the same date and covering the Property described in the Security Instrument and located a at: 809 NORTH HOWARD GRAND ISLAND NE 68803 Lot 9 Block 8 in West Uiew Addition �,o the city of Grand Island, Hall County, Nebraska [Property Address] THIS NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN MY INTEREST RATE AND MY MONTHLY PAYMENT. INCREASES IN THE INTEREST RATE WILL RESULT IN HIGHER PAYMENTS. DECREASES IN THE INTEREST RATE WILL RESULT IN LOWER PAYMENTS. ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Bonower and Lender further covenant and agree as follows: A. INTEREST RATE AND MONTHLY PAYMENT CHANGES The Note provides for an initial interest rate of 6.875%. The Note provides for changes in the interest rate and the monthly payments, as follows: 4. INTEREST RATE AND MONTHLY PAYMENT CHANGES (A) Change Dates The interest rate I will pay may change on the ist day of october , 2002 , and on that day every 12 month thereafter. Each date on which my interest rate could change is called a "Change Date." MULTISTATE ADJUSTABLE RATE RIDER -Single Family �899U (9705►.01 / 7 Page 1 of 4 Initia • VMP MORTGAGE FORMS - (800) 1-7291 ��bi. ii : zi: M; .