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�n000no�� <br /> Schedule"A" <br /> The Loan secured by this lien was made under a United States Small Business <br /> Administration(SBA) nationwide program which uses ta�c dollars to assist small business <br /> owners. If the United States is seeking to enforce this document, then under SBA <br /> regulations: <br /> a) When SBA is the holder of the Note, this document and all documents evidencing <br /> or securing this Loan will be construed in accordance with federal law. <br /> b) Lender or SBA may use local or state procedures for purposes such as filing <br /> papers, recording documents, giving notice, foreclosing liens, and other purposes. <br /> By using these procedures, SBA does not waiver any federal immunity from local <br /> or state control, penalty, tax or liability. No Borrower or Guarantor may claim or <br /> assert against SBA any local or state law to deny any obligation of Borrower, or <br /> defeat any claim of SBA with respect to this Loan. <br /> Any clause in this document requiring arbitration is not enforceable when SBA is the <br /> holder of the Note secured by this instrument. <br />