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After Recording Return To: <br />MORIA DEVELOPMENT INC <br />3215 W RAY ROAD <br />CHANDLER, ARIZONA 85226 <br />Loan Number: 1000543924 <br />MIN: 100188610005439243 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />THIS DEED OF TRUST ( "Security Instrument ") is made on DECEMBER 5 , 2 014 <br />The trustor is JULIAN RAMIREZ AND LUCIA RAMIREZ CRUZ HUSBAND AND WIFE <br />AS JOINT TENANTS <br />The trustee is FIRST AMERICAN TITLE INSURANCE COMPANY <br />( "Trustee "). <br />The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender' s successors and assigns). MERS is organized and existing under the laws of <br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />MORIA DEVELOPMENT INC <br />is organized and existing under the laws of ARI ZONA <br />and has an address of 3 215 W RAY ROAD , CHANDLER , ARIZONA 8 5 2 2 6 <br />Borrower owes Lender the principal sum of EIGHTY -TWO THOUSAND TWO HUNDRED <br />FOURTEEN AND 0 0 / 10 0 Dollars (U. S. $ 8 2 , 214.0 0 ). <br />This debt is evidenced by Borrower' s note dated the same date as this Security Instrument ( "Note "), which provides <br />for monthly payments, with the full debt, if not paid earlier, due and payable on JANUARY 1, 2 0 4 5 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and <br />all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced <br />under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower' s covenants <br />FHA NEBRASKA DEED OF TRUST - MERS <br />NEDOTZ.FHA 07/03/12 Page 1 of 9 <br />FHA CASE NO. <br />321 - 3352264 -703 <br />MERS Phone: 888 - 679 - 6377 <br />( "Borrower "). <br />DocM.g/c <br />www.docmagic.com <br />G/5 o0 <br />( "Lender ") <br />