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200611427 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in pages 1 <br />through 3 of this Adjustable Rate Rider, <br />100195910003884.845 <br />(Seat) <br />s«nower <br />(Scat) <br />- Borrower <br />(Page 3 of 3 i a8es) <br />AFtl7A L COBB <br />201407692 <br />(Seal) <br />- Borrow& <br />(Seal) <br />• Borrower <br />(SCA]) <br />ElluTOWer <br />FNIC. form 590191,3 (O4Q'2OOS) <br />