200611427
<br />201407692
<br />Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security
<br />Instrument. Those conditions are that Borrower: (a) pays Lcndcr all sttnes which then would be due Under this Security
<br />Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements;
<br />(c) pays alt expenses incurred in enforcing this Security Iihstrument. including, but not limited to, reasonable attunteyy' fees,
<br />property inspection nni't velemtion rale, and other foes incurred for the perpnse of prntecting T.ender'e interest in the Property
<br />and rights unde -r this Security Instrument; and (d) takes such action as Lender may reasonably require to assure that Lender's
<br />interest in the Property and rights under this Security Instrument. atttl Borrower's obligation to pay the sums secured by this
<br />Security Testrurucnt, shall continue unchanged. Lender may require that Borrowcrpay such reinstatement sums and expenses
<br />M one or more of the following forms, as selected by Gender: (a) cash; (b) money onicr; (c) certified check, bank chtxk,
<br />treasurer's check or tetshier's cheek, provided any such check is Chown upon au institution whose dapo.iis arc insured by a
<br />fedentl agency, instrumentality or entity; or (d) Electronic Fands leensfer-. Upon reinstatent.ent by Borrower, this Security
<br />Instrument and obligations secured hereby shall remain fully effective as if no acceleration had rex:erred, However, this right
<br />to reinstate shall nut apply in the vase of acceleratiun wader Seutiun 18.
<br />20. Sale of Note; Change oftonn Servicor; Notice of Grievance. The Note or a partial interest in this Note (together
<br />with this Sixurity Instrument) can be sold one or lnoe tittles without prior notice to Borrower. A. sale might result in a
<br />change in the entity (known as the "Loan Servieer') that collects Pedodie Payments due under the Note and this Security
<br />Instrunment and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable
<br />Law. There also might he one. or mere changes of the f..nan Sc rrviccr unrelated to a sale of the Nom. If there is a change of the
<br />Loan Service, Bersvwer will be given written notice of the change which will state the nrruu: aud address of the new Loan
<br />Servicer, the address to which payments should be made and any other information RI•ISPA requires in connection with a
<br />notice of transfer of aervic:ing. rr the Note ig t■Id and thetreafter the Lorin is .serviced by n noon Scrviccr other than the
<br />purchaser or the Note, the etori age loan servicing obligations to Borrower will remain with the Loan Ser cer or !x:
<br />transferred to a successor Loan Serviccr and are not assumed by the Now purchaser unless otherwise provided by the Note
<br />purchaser.
<br />Neither Borrower nor Lender may commence, join, or he joined to any„ judicial action (as either an individual litigant or
<br />the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the
<br />other party has breached any provision of, or any duty owed by reason of, Chit Security Instrument, until such Borrower Or
<br />Lcndcr has notified the other party (with such notice given in compliance with the requirements of Section 15) of such
<br />alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action.
<br />If Applicably. Law provides a time period which must elapse before certain action can he - taken. that time period will be
<br />dccmcd to be reasonable for purposes of this paragraph. The notice of aeccicratior and opportunity to alit given to Borrower
<br />pursuant to Section 22 uud 111e• notice of acceleration given to Borrower pursuant to Settlou 18 shall be deemed to satisfy the
<br />notice and opportunity to take - corrective action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazurtlous Substances" at those substances defined as
<br />toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline, kerosene,
<br />other flammable or to :tic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos
<br />or formaldehyde, and radioactive materials; (b) "Efviroarnetttatl. Law" ratans federal law: and laws of rbe jurisdiction where
<br />the iroperty is located that relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes Any
<br />response action, remedial action, or removal. aetloe, as defined in Environmental Law; and (d) an "Environmental Condition'
<br />meant a condition that caul cause, contribute to, or otherwise trigger an Environuental Cleanup.
<br />Uonower shall not cwrnse or permit the presence, use, disposal, storage, or ralchse of .rrry Herardons ethstances, nr
<br />threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do,
<br />anything affecting the Property (a) That is in violation of any Environmental Law, (h) which creates an Environmental
<br />Condition, or (e) which, due to the. presence, use, or release of a hazardous Substance, creates a condition that adversely
<br />affects the value of the Property. The preceding two sentences shall not apply to the presence, lase, or storage on the Property
<br />of small quantities of Hazardous Substances that are gencrelly recognized to be appropriate to normal residential uses and to
<br />maintenance of the Property (including, but not limited to, hazardous substances in consumer products).
<br />Borrower shalt promptly give Lender written notice of (a) any .investigation, claim, demand, lawsuit or other action by
<br />any governmental 01 regulatory agency or private party involving the Property and any Hazardous Substance or
<br />Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to,
<br />any Spirting, Lek Mg, di¢elieve rcleaee (lr IhrcAl or rt:rtacr: of Any I firizArtirsIS Srlh+tvnca, And (c) any cond.it inn canso:d by the
<br />presence, use or release of a Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is
<br />notified by any governmental or regulatory authority, or any private party, that any removal or other r'crnediation of any
<br />Nf SItASKA -- -Sing Family—Fannie Mac/Freddie MacUNIF(1R11 INSTRUMENT
<br />Form 3028//01
<br />ere nh 2aittrttn (JOI li Meer.: flaw 10 o t? ) nr Ait�aNO m
<br />( J r�ttaS TaCr•'crnn6 :r- aaasso -s CI
<br />
|