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��14�7�5� ��3 "Len�er" x� Ha�e Federal Sa��ngs and L�an Assn of Gra�d I s1 and Lender�s a Sa�i ngs ar�d Loan organ�z�d and ex�st�ng und�r the�a�s of T�e 5t at e o f I�eb r a s k a . Lender's address �s 2�1 Sout� L��us�t St Grand Isl ar�d NE �88�1 . I�ender is�he beneficiary under this Se�urity �nstrument. �D� "Trustee" is Arend R Baack, Attorney �E� "Note" means t�.e pr�m�ssory no�e signed by Barrow�r and dated Deee�ber �3, ��14 . The Note stat�s tha� Borrower owes L�nder S I XTY S EV E� THDUSAN D T�nI� HUNDRE D AND ��I 1�4 Dn�lars �U.S. $f 7,2flD.�� }plus in�eres�, Borrow�r ha�pranr��sed to pay th�s d�h� �n regular Peri�d�c Payments and ta pay the debt �n fu1� na��a��r�han J a rtu a ry 1, ��4� . �F} "Property" means�he proper�y�ha� is descr�bed be�ow under th�heading "Transfer of Righ�s in�he Prop�r�y.'= �G� "Loan" means the deb�evid�nced by the No�e, p�us interes�, any prepa�ment charges and�ate charges due under�he Note, and a�� sums due under th�s Securit� �ns�rument, p�us �n�erest. �H� "Riders" means a�l Riders�o��is Securi�� n�trumen��hat ar��ecu�ed by Barrawer, The fa�l�wing Riders are to b�execu�ed by Barrower �ch�ck b�x as app�icable�: � Adj ustab��Ra�e R�d�r ��nd�m�nium Rid�r �S�cond�3om�Rz��r � Ba��onn R.�der �P�anned tJn�� Deve�opment Rzder � �-4 Family Rider 0 VA R�der �B��ek�y Paymen�Rider �C�ther�s} �specify� �[} "Ap�licable Law" means all�antra�iing appl�cab�e federal, stat�and�oca� s�atutes, r�gu�at�ons, ardinan�es and admin�strati�re ru�e�and�rders �that have the effe�t�f�aw} a�w�I� a�al1 applicable�nal, nan-appeaiable judiciai opiniflns. �J} "Community Association Dues, Fees, and Asses�ments" means aII dues, fees, assessments and fl�her �harges�hat are impased tin Borrow�r or th�Praperty by a condamin�um assaciation, h�meov�ner� ass�c�a�x�n or simi�ar arganization. �K� "Electranic Funds Transfer" means ar�y�ransfer of fun�is, n�her than a transaction originated by check, draf�, ar s�n��ar paper instrum.en�, wh�ch �s �nxt�ated thrflugh an e�ec�r�nic terminal, telephanic instrument, computer, ar magne�i� tape sa as t�order, in��ruc�, or author�ze a f�nan�ial ins�itu�i�n to debit�r cr�dit an accaunt. Such term in�ludes, but�s na�Iim�ted to, point-�f-sa�e transfers, au��ma�ed te��er ma�h�n� transac��ns, transfers �n�t�a�ed b� teleph�n�, wire transf�rs, and automated c�ear�nghouse transfers. �L� "Es�row Item�" m�ans those �tems�hat are descr�bed�n Sec�xon 3. 4 Ni� "Misce��aneous Proceeds" means any compensatian, se�tlement, award of damages, or pr��eeds paid by any third party�other�han�nsurance proceeds paid under the co�erages descr��ed in Section 5} for: ��} damage�o, or d�struct�on of, th�Proper�y; ��}cflndemnat�on or ath�r taking�f ail or any part of�he Prop�r�y; ��}canveyance�n��eu nf��ndemna��an; �r�i�}m�sr�presentatians Qf, or omissians as to, the �alue andlor conditi�n�f the Pro ert . NEBRASKA-Single FamiEy-Fannie MaelFreddie Mac UN�FQRM iNSTRUMENT Form 3028 11�� VMP� VMP6tNEy{13a2� Wolters Kiuwer Finaneial Ser�ices Page 2 vf�7