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When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />‚Ti <br />-n <br />C <br />n (A <br />A_ <br />[Space Above This Line For Recording Data] <br />DEED OF RUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />C 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />y. Section 16. <br />(A) "Security Instrument" means this document, which is dated December 5, 2014 <br />together with all Riders to this document. <br />rn (B) "Borrower" is <br />— Thomas R. Gardner and Michele M. Kelly, Each a Single Person <br />--4 <br />r" <br />it*1 Borrower is the trustor under this Security Instrument. <br />s„A <br />(C) " Lender" is Five Points Bank <br />7Ca <br />C Nebraska Corporation <br />is a oration p <br />y organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diets Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />First State Bank Nebraska <br />\ 5617 Thompson Creek Blvd <br />Lincoln, NE 68516 <br />(E) "Note" means the promissory note signed by Borrower and dated December 5, 2014 <br />The Note states that Borrower owes Lender <br />One Hundred FiftyTwo Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 152,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than January 1, 2045 <br />NEBRASKA Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 1 of 13 Initials: <br />ry <br />c) s, <br />c -.. <br />= :> <br />r - r r 1 rat <br />ri m 3:tol n r <br />2 <br />c, {,„ y 1 <br />6 f _. :. no <br />Pi r- n <br />^' co <br />-* r' <br />1 r-,..) "---N r i Ln `-� <br />rrl CID (f) <br />co co <br />Loan No: 697570 <br />Parcel ID: 400067919 <br />