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��14�7�53 <br /> requ�red by RESPA, ax�.d Borrower sha1l pa�ta Lender the amoun�nec�ssary to mak�up�he d�f�czency in <br /> ac��rdance�vv�th RESPA, bu� in na m�re�han 12 man�h�y paym�nts, <br /> Upon payment in fu�� of a�1 sums s��ur�d by �his Secur�ty �nstrument, Lender sha�l prflmp��y refund to <br /> Borrower an�Funds he�d by L�nder. <br /> 4. �harges; L��ns. Borrawer shall pay a11 taxes, assessm�nts, char��s, �ne�, and�mpns����ns at�r�bu�able to <br /> the Pr�pert�wh��h can a�tain priority over this Security�nstrum�nt, �ease�old paym�n�s or graund rents an <br /> the Prnperty, if any, and�ommunity Asso��a�ian Du�s, Fees, ar�.d Ass�s�ments, �f any. Ta the ex��nt that <br /> �hese�tem,�are�scraw ��ems, B�rrow�r shall pa�the�m�n th�mann�r provided in�ect��n 3. <br /> Barrower shall promp���d�schar�e ar�y lien wh�ch has pr�or�ty�wer th�s S��urity �nstrument un��ss <br /> B�rrower: �a} agrees in wr�t�ng to the paym�nt of the o���gat�on secured by the l�en�n a manner acc�p�able <br /> �� Lender, but anl�so �ong as Borr�v��r is perf�rming such a�reement; �b) cantes�s th��i�n zn good faith by, <br /> or defends agains��nforcemen�of the 1i�n xn, �egal proce�d�ngs wh�ch �n L�nder's apinion operat�ta prevent <br /> �he enforcemen�of the lien wh��e�hnse proc��d�ngs are p�nd�ng, but only until su�h proc��dings are <br /> conc�uded; or�c} secures fram the ho�der af�he x��n an agre�ment satisfac��r�to L��der subordina�ing the <br /> �zen ta thi�Security �ns�rument. �f Lend�r determ�.nes tha�arzy part�f�he Pr�p�rt�is su��e���a a lien v��xch <br /> can a��a�n pr�orx��over this Security �ns�rument, L�nd�r ma�giv�Borrow�r a n�t�c�ident�fy�ng the l�en. <br /> W�thin 14�ays of�he date on which that no�ice is g��ren, B�rra�ver sha1� sa��sfy the��en nr�ak�one�r more <br /> of the actions s��for�h a�ove�n�his Section 4. <br /> Lender may re�uire Barrnv5r�r�o pay a one-time charge for a real es�a���a�verif�cat�on andlor repart�ng <br /> s�rvice used b�r Lender in��nn�ction v�ith�his Loan. <br /> a, Property lnsurance. Borrow�r sha�l ke�p the impro�ements now e�is�ing�r hereafter erected on the <br /> Pr�per�y. insured against loss by f�re, hazards �nc�uded within the term "extend�d co��rage," and an�r oth�r <br /> hazards inc�uding, bu�not�imi�ed to, �ar�hquakes and flo�ds, for which Lender r�quire�insurance. Th�s <br /> �nsurance shall�e nza�n�a�n��.in the amoun�s ��nc�ud�ng deduct�ble�e�e1s} and for�he per��ds�hat Lender <br /> requir�s. �hat Lender requ�r�s pursua�t t� th�preced�ng sentences can chang�dur�ng�h��erm of th�Loan. <br /> Th�insurance carrier provid�ng �h�xnsurance sha.l� be chosen by Borrower sub�ect t� Lender's right to <br /> d�sapprave Borrawer's choice, wh�ch r�gh�sha��no�be e�erc�s�d unreasonab�y. L�nd�r may requir� <br /> Borrower�a pa�, �n cor�nection with�his L�an, ezth�r: ta} a one-time charge fQr f�a�d z�ne d�t�r.m.�.nation, <br /> c�rtifi�at��n and track�ng services; ar�b} a one-�ime�harge for f�aod zone determ�nation and cer�i�cation <br /> s�r��c�s arzd subsequ�n�charges each tim�remappings or��m�.�ar changes occur which reasanably might <br /> affect suGh determination or cert�f�cati�n. Borrower sha�I a�so be respansible for the payrnent of any fees <br /> imposed by the Fe�ieral Emergency Management Ag�ncy �n connec�ion wi��he review of any flood zone <br /> determinat�o�.resu��ing from an ob�ec�xon by B�rrower. <br /> �f B�rrov��r fa��s t�maintain any of the caverages desGr��ed abo�e, Lender ma�r ob�a�n�nsurance c�verage, <br /> at Lende�'��pt�an and Borrower's expense. Lender�s u�.der no ab��ga�xan to purchase any par�icular type ar <br /> a�moun�of ca�erage. Therefore, such cov�rag�sha�l cover Lender, but nzight ar m�ght not pr�t�c�Borrow�r, <br /> Borrower's e�ui��in the Pr�per�y, or the canten�s of�he Proper��r, aga�ns�any risk, hazard or liability and <br /> nziah�provide grea�er or�esser coverage than was pre�i�us��r in effect. Barrow�r acknowledg�s�hat the cast <br /> af�h��nsurance ca��rage so obtained might signi�cantly e�ceed�he cast af insurance that Borrower could <br /> hav�ob�a�ned. An�amounts d�sbursed by L�nder u�der this Section 5 sha1�hecome additiana�d�bt of <br /> Barr�wer s��ur�d by this Secur�ty rnstrument. These amoun�s sha�l�ear interest at the l���e rate fram the <br /> dat��f d�s�urs�m�nt and sha��be paya��e, with such interest, upon natice fram Lender ta Borrower <br /> reques��n�payment. <br /> NEBRASKA-5ingle Famity-Fann�e MaelFreddie Mac UNIFQRM fNSTRUM�NT �orm 3��8 1101 <br /> VMP p VMPfi{N�y t13�Zy <br /> Wolt�rs K[uwer�inar►cia�5er�ices Page fi o€17 <br />