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��14�7�53 <br /> �D} Limits on lnterest Rate Changes <br /> �Please check appropriate boxes; �f na b�x is checked, there wil� be no maximum limit an <br /> changes.� <br /> [� ��} There wiil be nv max�mum limit on �nt�rest rate changes. <br /> � ��} The int��est rate � am required t� �ay at the f[rst Change C�ate wi�� nat be greater <br /> than �.75� °/o ar �ess than �,$7� °/o. <br /> � ��} My interest rate wi[I ne�er be increas�d ar decreased an any sing�e Change Date <br /> hy more than Ti►�� AND ���11��Q <br /> percentage pa�nts � �.D0� °/�} from the rate ❑f �nterest I ha�e <br /> �een paying fvr the preced�ng peri�d. <br /> � �4} My interest rate will n���r t�e greater than 3.7�0 °/o, wh�ch is Gafled <br /> the "Max�mum Rate." <br /> � �5} My interest rate wil� n��er be less than �.$75°/o, which is ca�led the <br /> "Mir��mum Rate." <br /> L� ��� My interest �ate w�ll ne�er be less than the in�t�a� interest rate. <br /> � �7} The int�rest rate � am required ta pay at the first Change Date w��� nvt he greater <br /> than °/o or �ess than °/o. Ther�after, <br /> my �nte�e�t rate wiI[ ne�e� be 'rncreased or decreased on any s�ng[e Change Date by <br /> mvre than <br /> percentage paints t °/03 from the �ate of interest � ha�e <br /> b�en paying far the preced�r�g �eriod. <br /> �E� Effecti�� Date af Changes <br /> My new �nterest rate will become effecti�e an each Change Date. � w��l pay the amvunt <br /> af my new monthly payment beginning �n the first m�nthly �ayment date after the �hange <br /> Date until the amvunt of my manthly payment changes again, <br /> �Fy Nat��e af Changes <br /> The Nvte Hvlder will deli�er or mail tv me a natice af any changes in my interest rate and <br /> the amount of my monthly paymer�t befv�� the effecti�e date of any change. The notice will <br /> inc�ude information required by law t❑ be gi�en to me and alsv the title an� tel�phane number <br /> af a person who wil� answer any questian � may ha�e regardEng th� not�ce. <br /> In�tia�s: <br /> �-89�R t�5'��3 Page 3 of 5 <br /> a <br />