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��14�7�53 <br /> �C} "Lender" �s H��ne F�deral SaW�r�gs a�d Laan Assn �f �rand I s�an� <br /> Lender is a Sa�i ngs ar�d Loan <br /> organized and exis�ing under th��aws of The St at� �f Neb r a s ka . <br /> Lender's address �s 2�1 S�uth L�cust St Grand I s 1 and NE �8801 <br /> . <br /> Lender is the benef�ciary under�h�s S��uri�y �nstrument. <br /> ��y! rrTrusteel� �.� Arepd R Baac�C, Att�rney <br /> Vf <br /> t E3 "NQte�� means th��romi�sor�n��e sxgned by Barr�wer and dat�d ae�emb�r ��., 2 U 14 . The Note <br /> states�hat Borrower�wes Lend�r S EV E NTY S E 11 E N TH�]U SAN D AN D ��/l�4 <br /> D�llars �U.S. $7 7,Q 0 Q.0 0 }p�us interest. Borrawer has pronl�sed to pay th�s deb��n regu�ar <br /> P�ri�di�Pa�ments and t�pay the debt�n fu��n��1 at�r than J a n u a ry 1, 2�45 . <br /> 4F3 "Prvperty" means the propert� tha� �s descr�hed bel�w under�he heading "Transfer of R�g��s in the <br /> Property.+' <br /> �G� '�L�an" means th�debt ev�denced by the Note, p�us �n��r���, a.r�y prepayment c�arges and�a�e charges due <br /> under�he No�e, and a�l sums due under th�s Security Znstrumen�, p�us�nter�st. <br /> �H� "R�ders" means a11 Riders �o th�s Securi�� Ir�strument that are executed by BQrrower. The fol�ow�ng R�ders <br /> are to be execu�ed by Barro�ver �check���.as appiicab���: <br /> �Adjustable R.a���i�.er ��ondom�.n�um Rider [�Secand Hame Ri�er <br /> [�Balio�n Rider 0 Planned Un�t De�v�l�pment Rider �] ��4 Fami�y Rider <br /> 0 VA Rider 0 Biweekly Paym�n�Rxder [� ��her�s} [specify� <br /> �13 "Applicab[e Law" means al� Gantral��ng appl�cable f�deral, state and loca� statutes, regu�a�ians, ordinanc�s <br /> and administra�ive rules and orders ��hat have the effec�af�aw} as wel� as aI� app�icable�na�, nan-appeala�Ie <br /> jud�cza� opini�ns. <br /> �J� "�ammunity Assoc�at�vn Dues, Fees, and Assessments" means all dues, fees, assessmen�s and o�her <br /> charges�ha�are irn.p�sed on Borrov5rer�r the Property by a condaminium associa�ion, homeowners <br /> ass�ciati�n or similar organiza�ion. <br /> tK� "E��ctrvnic Funds Transfer" means an�transfer of funds, other�han a transac�xan Qriginat�d by check, <br /> draft, �r s�m��ar paper ins�rument, whi�h is ini�iated thraugh an e�ectr�n�c term�.na�, t���phon�c �ns�rum�n�, <br /> c�xnputer, ar magneti�tape so as t�order, ins�ru��, or auth�rize a f�nancia� inst�tut�on t�deb��ar cred�t an <br /> accaun�. Sueh term includts, but is not�zm�ted t�, point-of-sale transfers, au�ama�ed teller znaeh�ne <br /> transac�ions, transfers ini�iated by te�ephon�, w�re transfer�, and automa�ed clearinghouse transfers. <br /> �L� "Escrow ltems" means thase i�ems tha�are d�scr�bed in S�ction 3. <br /> �M� "Miscel�aneous Pr�c�eds" means any compensation, se�t��men�, a�vard of damages, ar prace�ds pai�by <br /> any�h�rd par�y �other than insurance proc�eds pa�d under�he co�erages descr�bed�n Sec�ion 5} f�r: ��} <br /> damage to, or destructian of, the Pr�per�y; �iz} con��mna��an or other�a.k�n�of a�� or any part�f�he <br /> Pr�per�y; �iii} �onveyance in li�u of candemna�i�n; or�i�}misr�presentat�ans of, �r�missians as�o, th� <br /> va�ue andlar co�aditian of the Pr� er� . <br /> NEBRASKA-5ingle Farnily-�anni�MaelFreddie Mac UNI�DRM iNSTFiUM�NT Form 3�28 1lfl� <br /> VMP Q VMPfitN�j t13�2y <br /> Waft�rs Kfuwer Financial Ser�ices Page 2❑f 17 <br />