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��14�7�53 <br /> ADJ��TA�L�, �..AT� RI�7�R <br /> TH(S ADJUSTAf3LE RATE RI DER is mad� this 1st day vf Dece�ber, �D 14 . <br /> and is incorparated into and shai� be deemed to am�nd and su�p�ement the Mortgage, De�d <br /> of Trust, ar Secur�ty De�d �the "Security �nstrument"} af the same date gi�en by the <br /> undersigned �the "Borrawer"} tv secure Barrawer's Adjustable Rat� Nate �the "Not�"� to <br /> Hom� Federal 5a�ing� and Loan Assn of Grand Is�and <br /> �the '�Lender"} of the same date and c����ing the Prop��-ty described �n th� Security <br /> �nstrument and �ocated at: 331� Schr�ed�r A�� <br /> Grand Island, NE �8843 <br /> �Praperty Address] <br /> THIS N�TE ��NTAINS PR4V�SIDNS ALLDW�N� F�R CHANGES IN N�Y <br /> 1NTEREST RATE AND MY IV�DNTHLY PAYN�ENT. ���R�ASES �N TFtE <br /> �NT�REST RATE WILL RESULT I�V HIGHER PAYMENTS. DE�REASES [N THE <br /> I NTEREST RATE �II�I LL RESU LT I N L�VI�ER PAYM ENTS. <br /> ADDtTt��VAL C�VENANTS. ln additivn to the co�enants and agreements made �n the <br /> Security Instrument, Borrvwer and Lender furtner c��enant and agree as fo�laws: <br /> A. INTEREST RATE A�VD N[�NTHLY PAYMENT CHANGES <br /> The Note pro�ides far an initia� int�r�st rate �f 4.7�[3 °/o. The Nate pro�ides <br /> for changes in the �nter�st rat� and the montn�y payments, as follaws: <br /> 4. INTEREST RATE AND MQNTHLY PAYMENT �HANGES <br /> �A� Change Dates <br /> Tne interest rat� � wil� pay may chan�e on the Zst day af January 2��4 , <br /> and an that day every 1��h mvnth �hereafter. Each date on whicn my int�rest fa�e <br /> cvu�d chang� is �a�led a 'T�hange Date." <br /> MULTISTATE ADJUST'ABLE RATE F�IDER � Single Family <br /> �-899R ��5�D} �� <br /> � <br /> Page 1 of 5 �nitials:t�� <br /> VN�P Mortga�e Salutions, Inc. `� <br /> �SC��}5�'�-7�9� <br />