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'<..;:...,�Y__'e...�n-.s.d��3-an.,__._:�....,._ _..._�...._.�.. . _ _ —__ c. ___ . . ... ___-____ ____ �.'^_'�l^` � '.1L._ 'l.]�..�..`.RLLT.]'L'_i�13�.YF1^_SL�rC�i" ��_'_`--____'_'"__.. .......�. . .��.�......"___....,........�._,i.,-"".....-.."_""' .. . .... .. ."'."''... ........ ..._""��..____"_._"._._. ..... ._..._"�_'__'_�'.X..___._'• " ......." '.:._�.."...._. .M"Y1+'y�+"�.�'�"''Y'K�..�. . ti. �.F-:..-T � ��14�7�31 B�RR�WER�OVENANTS t�t Barrower is la�vfuX�y se�sed of the estate herel�y conveyed and has the right to , grant and convey the ProperCy�d that the Properiy is unen�umbered, except for encumbrances of record. � B orro�er�arrants and wil�defend ger�eral�y the title to the Praperty against a11 c�aims and demands, subj ect to � any encumbrances of recorcl. THIS SE�URI'�'Y IN�TRZTN�ENT combines uni_farm cavex�an.ts for national use and non u.n�i.fo�mm covenants with �xmi.ted variations by jurisdict�on ta co�stitute a unifarm security instru.ment covering real proper�y. lJ�ifo��o��r��nts.Borrower anci�ender covenant and agree as fallaws: '1. �a�yr�e�t�f�r��c�pa�,�nt�r�st, Es�rvw ltems, �repa�lm��t�harg��,and L.a�te�harg�s.Borrovver sha11 pay wh.en du�the prin�ipal of, and interest an,the d�bt evxdenced by the Nate and an�prepayment charges and�ate cl�arg�s du�under the�Tote.Borro�er shall also pa�funds for Escr��Items p�usl.�ant to S�ct�on 3. Payments due under the Note and this Se�urity ent s��ae made in U.S. curre�cy. Hotivever, if any check or other' ent recexved by Lender as payment under the Note or this Security Instru.ment is returned to Lender unpaid,Len�er may require that any or all subsequent payments due under the Note and tYiis Se�urity Ir�st.nu.ment be made in one or mare af th�following farms, as selected�by Lender: �a} cash; (b�money order, (c� certi�ed chec�,�bank chec�,treasurer's check ar cashxer's check,provided any such check is drativn u�on an in�titution whose depas�ts are insured by a federal agency, instnimentality, or entity; or(d}Electronic Fu.nds Transfer. Payments are deemed received by Lender�hen received at the�ocation designated in the�Tote or at such other Iocat�on as may be designated�y Lender in ac�ordance wit�tbe notice provisx�x�s in Section 15. I�ender may return any payment or partial pa�Tment i�the pa�ment or partial payments are insufficient to bring the Loan current. L�nder may accept any�ayment ar pazt�.al payment insufficient to bring the I�oan cwrre�t,withaut vvaiver of an�rights hereunder ar prejudice t�its rights to refuse su�h payment or par�ial �, payrr�ents in the future,but Lender is not a�ligated to apply such payments at tbe time such payments are aecepted. If ea�h Pexiodic Payment is applie�as of its scheduled due d.ate,then Lender neec�not pay interest on unapplied funds. Len�er ma.y�.a��such una.pplied funds until Borrower n�.a�es payments to bring the Loan�urrent. If Borrou�er daes not do so wit�un a reasonable period of time,Lender shalx either apply such funds or return them to Borrower. If not a�pplied earlier, su�h funds will be applied to the outstanding princ�pal balan�e under the Note imr�e�.�iatel.y prior to forec�osure.No o�set or��airn which Borr�wer mxght have n�w❑r�the future agai�st Lender shall relieve Bvrrou�er fram making payments due under the l�Tote a.nd th�is Security Instn�nzent or performing the�over�ants and agreements secured by this Security Ix�struament. � �. Ap p��c2�ti o r��f�a��m��ts o r P r��1 s.Ehcept as otherwise des�ribed�thYs Section�, all payments accepted anc�app�ied�by JLen�er shall be appYied��.the follovvrng vr�er of priority: (a� Ynterest due und�r the � Note; �b}principal due under the Note; �c�amaunts due under Section 3. Such pa�ments shal��e applied to � each Periadic Payment in.the order�n v�hich it beGame du�. An�rem�axxx�.ng amounts shall be applied frrst ta Iate charges, secand to any othe�amounts due under�his Security I�stru.mer�t, an�then to reduce the prin�ipal balance of the Note. If Lender receives a payment from Borrawer for a delianquent Periodic Payment whrch includ�s�.suff�icxent amount to pay any late charge due,t�ie payment may be applied to the�.e�inquent payment and the late charge_ If�aare than one Periodic Payment is outstancling,Lender n�,a.y apply any payment received from Borravver to the repayn�ent af the Perioclic Payments if, and to the e�.�ent that, each paym�nt can be pai�in � full. Ta the e��ent tl�t ar�y e�cess exists after t�ie payment is applied to the full payment flf one ar mor� � Periodic Payments, such excess may be applied to any late c�.arges due. Vo�untary prepayments sha11 be applied first to any prepayment charges and then as described in the N�te. NEBRASKA-Single Fami[y-Fanr�ie MaelFrer�die Ma�UNIFORM[NSTRUMENT Farm 3�28'110'I VMP� VNiPS�NE}{1302}.0� Wolters Kluwer Financia[Services Page 4 of 17