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��14�7553 ��} "Lende�"is�u�ck�� L.�ar�s In�. f Lender is a �orporat��n organized ar�d existing under the laws of t h� 5 t a te o f M��h i�a n . Lender's address is 1�5� ��C�Ini��'� AV�, ��'��, I�I �$��-�� �D� "Truste�e" is F Z�'S� �I��'��n T�t 1� {E} "IVI ERS" is Mar�gage Elec�ronic Registration Systems, �nc. MERS is a separate corporation that is acting �ole�y as a nominee for Lender and Lender's �ucees�ors and assigns. N�ERS is the b�nefi�iary under this Security Instrumen� M�RS is flrgan.ized and exi�ting under the laws of De�aware, and has an address and �e�eph�ne number of P.�. Box 2��6,Flint,MI 485�1-2�Z6,tel. (88��679-MERS. �F} "N ote" means the promissory na�e signed by Borrower and da�ed N o v em b e r �1, 2�14 .The I�Tote states tha�Borrower owes Lender S�V��1�y S 1 X T h�U S�n a T h 1�e e H U n�1"e d F�fty apd Q�11�� Dollars�CT,S. � 7�,��.�� }plus interest. Borrower has promised to pay th�s debt in regu�ar Peri�dic Payments and to pay the debt in fu11 not later than Dec embe r 1, 2�2 g . [�� "PrQ�aer�y"means the prap��ty that is described be1�w under the heading"Transfer of Right�in the Property." �H} �Loan"means the debt e�videnced by the I�ote, p1u�int�res�, aay prepayment ch�rges and late charges due under the Note,and aII sums due under this Security Instrument,plus interest. �1� "Riders"m�ans a11 Riders to th�s Se�urity Instrument t�iat are executed by Borrower. 'The fotlawiag Riders �.re to be executed b�Bor�rower�cheek box as applicable]: �Ad��.st�ble�ate Ride� Q Condominium�Rider � Second Home Rid�r �Ba�loan Rider �Planned Uni�Development Rider ❑ 1-4 Family Rider �VA Rider 0 Bi�veekly Payment Rider ��her�s} [spec�fy� �e�al Att��hed �J} "A��Ii�ableL2��v" means a11 controlling a�pp�icable federal, state and local statutes,regu�at�ons, ordinances and adminis�rative ru�es and orders(that have the effect of law)as wel�as all applica�ale final, non-appealable judicial opinions. {�i} "�vmmunityA�sociationDues, Fees,and Assessments"means a11 dues, fees, assessments and o�her charges that are imposed on Borrower or the Property by a c�ndominium association, homeotivn�rs associatron�r similar organization. �L} "Ele�tronieFundsTransfer"means any transfer af funds, other than a transaction ar�ginated by ch�ck, �1raf�,or similar�aper ins�"ument,which is initia�ed through an el�ctronic terminal,telephanic�nstrument, computer,or magnetic ta.pe so as to order,�nstruct,or author��e a financial institu�ion to debit or cr�dit an account, Such term includ�s,but is not�xmit�d to,point-of-sale transfers,automated teller machine txansactions,transfers init�ated by telephone,wire transfers,and autamated clearinghause transfers. �M} "Escrow It�ms"means those items that are described in Section 3. NEBRASKA�ingle F�mily-Fannie MaelFr�eddie Mac LJNIF�RM INSTRUMENT LtVITH MERS Form 3�28 1101 VMP� VMPBA[NE}(�342).44 Walteis Klwver Financial Services Page 2 a�F 17 q�333 591145 4233 �54 q�1?