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The following addenda to the Mortgage shall be incorporated into, and recorded with, the <br />Mortgage. The term "Mortgage" shall be deemed to include "Deed of Trust," if applicable. <br />THIS TAX - EXEMPT FINANCING RIDER is made the date set forth below and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or <br />Security Deed ( "Security Instrument ") of the same date given by the undersigned ( "Borrower ") to <br />secure Borrower's Note ( "Note ") to Charter West National Bank <br />( "Lender ") of the same date <br />and covering the property described in the Security Instrument and located at the property and <br />address described as follows: <br />Address: 4367 Sherwood Rd Grand Island, NE 68803 <br />If, so long as the Mortgage is outstanding, all or part of the property is sold or transferred <br />by Borrower without Lender's prior written consent, other than a transfer by devise, descent or by <br />operation of law, the Lender may, at Lender's option, declare all the sums secured by the Mortgage <br />to be immediately due and payable. If the Security Instrument is not financed in whole or in part <br />with proceeds of bonds issued by the Nebraska Investment Finance Authority, this Tax - Exempt <br />Financing Rider shall be null and void and of no force and effect. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions in this <br />Tax - Exempt Financing Rider. <br />Borrower E'Fic K Phillips <br />Borrower Date <br />Non - Purchasing Spouse Date <br />1993.CV (8/12) 912165 <br />FORM E -2 <br />VA TAX- EXEMPT FINANCING RIDER <br />2 01407573 <br />December 1, 2014 <br />Date <br />NIFA MRB/FORM E -2 <br />(07/2012) <br />GOTO(00325c23) <br />