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��14�7495 P�r�e� 1 D N u m�e�: 4��7�� h��h�urrentl ha�the address of Y �� 1�?��' ��1�� t�eet � �r a n d I s�a n d �C'ity�, Nebraska�$H D 1 �Lip�oc�'e} �+eProper�y Address"}: T��THER�T�'H a�1 the improvements naw or her�af�er�rected on the praperty,and al��asem�n�s, appurtenance�,and fixtures no��v or hereafter a part of the property. All rep�acements and additions sha��also�e covered.by this Secur�t��nslcrument, All of the foregoin.g�s referred to in�}�is 5ecuri�In.strum�nt as�he "Property."Forrawer understaads and agrees tha�MER.S holds�nly 1ega1 ti��e to the interest granted by Borrower in�hi�Security Instrument,bu�, if necessary to comply v�ith l�.�r ar cust�m, MERS(as namine�for Lender and Lend�r`s successors and assigns�has the right: �o exercis�any or all of�hose in�erests, inc�uding,bu�not limi�ed �o,the right�a foreclose and sell the Property;and to take any ac��on requued of Lender inc�uding,but not l�mi�ed to,re�ea�ing a�d cancel�ng�his Securxty Instrumen�. BQRR�WER��]VENANTS that Borro�ver is lawfu�ly�eised of the e�tat�h�reby canvey�d and h�s the right to grant and can�ey the Prap�rty and that the Property i�unencumbered, except for en�umbrances�f rec�rd. Borrower�arrants and�rill defend genera�ly the tit�e to the pro�ert�against all claxms and demands, subj ect ta any encumbrances of recard, T�IIS SECUR,�TY�ST�U�E1�T com.bin�s��i�arm c��enan�s far na�iona�use and nor�-�nifvrm co�enants�vvith limited variati�ns by�urisdiction to constitute a uniform security instrurn�nt co�ering rea� property. - U n ifarm�over�ants.Borrow�r and Lender covenan�ar�d agree as fQI1o��: 'I. Payment of Prin�ipal,interest� Escrow Items, Prepaym�ntCharges,and Late Char�es.Borrower sha�l pay�h�n due the princ�pal of,and in�erest on,�h�deb�t ev�den�ed by the N�te and any prepaym�nt charges and late�harges due under�he Note. Borr�wer shal�also pa�r funds for Escrovv Iterns pursua�.��o Section 3. Payments due under the Note and this S�curity Instrument shal�b�made in U.S. currency. Ho�re�er, if any�heck ar other ins�rument rece�ved by L�nder as pa�ment under the No�e or thi�Security �ns�rument is retu.rned�o�ender unpaid, Lender may require that any or a.1�subsequent payments due under the No�e and this�ecurit�r Instrument be made in one or rnare of the fo��owing f�rms,as se�ect�d b�I�ender: �a}cash; �b}money�rder; �c�certified checl�,bank ch�ck7 tr�as�rer's check Qr ca�hie�''s check,pro�rided any such check is drawn upon an institution�hose depasits are in�ured by a�'ederal ag�nc�, instrumenta.lity,ar en�tity;ar�d�}�El�ctrv�ic F�unds�'ra�s�er. ��.yments are deem.ed received by Lender when re�ei��d at�he lo�atian des�gr�a�ed in the Na��or at��ch other lo�at�on as may be designated by Lende�in accordance with�he notice pr��isions in Se�tion 15. Lender may return any pa�ment ar partial paymen�if the payment or par�ial paym�nts are inst�fficient to bring�he Laan current. Lender may aceept any pay�rnent Qr�artia�p�.yment insuffic�e�t��bring the Loan current,�vithout�aiver of any rxghts h�reunder ar�rejudice to its r�gh#s to refu��such pay�ent or�artia� payments in the future,�ut Lender�s nat abligated�o apply such payrnents at the time such payments are accep�ed. Yf each Periadre Payme�t is app�ied as of its schedu�ed due da�e,then Lender need not pay interest � ��unapplied�i�nds. �end�e�r�ay�flld su��unappli�d�`und�s t�nti�$orro�rer mal�es pa�rm�nt t��ri�.g t�e Loa� current. �f Borr��ver�oe�nat do so�uithin a reas�na�le period af t�me,Lend�r shall either�.pply such funds or return thern to Borrawer. If not applied earlier, such funds��I1 be app�ied�o the outstand�ng principal b�lance under the I�ote irr�mediat�ly�arior to foreclosure.I�TQ offset or claim�hich Barro�ver might ha�e no�v or in the f�ture against L�nder shall relie�e Banov�er�ror�making payments due under th�Note and this Security Instrument or performing the covenants an�agreements secured by this Securi�y Instrurnen�. NEBRASKA�ingle Family-Fanr�ie Ma�lFreddie Mac UNiFC7RM 1NSTRUMENT IIIIETH MERS Form�428 9lQ� 1f�P� 1lMPfiA(NE)[9342}Aq Walter�Kluwer Finan�ial Senrices Page 4 af 17 q 3��3�s$5s az3� �� a41�