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��14�7495 <br /> ��} "Lender"is�U�Ck��] �.Q�n� I��. � <br /> Lender�s a �orporati on <br /> �rgan��e�and exis��ng und�r the�a�vs of t h e S t a te o f M i c h�g a n . <br /> Len��r's at��ress is 145� ��t�d�c��'d A�t�, D��r�1�, f�I �8�2�-1��fi <br /> ��� "Trust�e" �s F�rst �mer��ar� T�t�e <br /> �E} '"IIAERS" is Mortgage E�e�tronic Registration Systems, Inc. MERS is a separate corpora�i�n tha�is acting <br /> salely as a nominee for Lender and Lender's successors and assigns. MERS is the b�neficiary under this <br /> SeGur��y Instrument. MERS is organized and e�isting under the la�s of Dela�rare, and has an address and <br /> te�ephone number of P.�. Box 2��6,F�int,M�48�4�-2�Z6,tel. (8$$}679�MET�S. <br /> �F� "'N ote" means the promissory note signed by B�rrow�r and dated N o v em b e r 1$, 2�14 . The Note <br /> s�ates that Borro�ver o�ves Lender �n� H L�n d r 2C� TWE�1!� T h a U S�n d F�LI r <br /> Hundred �ifty an� 0�1100 <br /> Do�Iars�LT.S. $ 11�,���.Q Q }plus interest. Borro�ver has promised to pay�h�s debt in regular <br /> Periadic Payments and to pay the debt in fu11 not later than De�emb�r 1, ���4 . <br /> �G� "Prop�rty"means the property that is de��r�b�d below under the heading"Transfer of Rights in the <br /> Fr�perty." <br /> �H} "Loan"means the de�bt ev�denced b�the Note, ��u.s interest, any prepayment charges and late char�es due <br /> under the Note,a�d all sums due under�hi�Security Inslxument,plus interest. <br /> €I� "Rid�r�"means a�l Riders�o this Securit�Instrum�nt that are executed by Borro►�er. The fal�a�ing Riders <br /> are ta be exe�uted by Borro�ver�check bo�as app�icable]: <br /> ❑Adjus�.�b�e Rate Ri�.er ❑ �and�omin�u�n�ider ❑ Second H�me Rider <br /> ❑Ba��oon Rider �P�anned�LTnit I�evelapment Rider ❑ 1-4 Fami�y Rider <br /> ❑VA.Rider ❑Biweekly Paymen�Rider ��ther�s} �speci�y� <br /> Lega� Attache�d <br /> �,�� "Appl�cal���L��" means al��ontrolling ap��icala�e f��eral, state and��cal�tatutes, regu�a�i41�5, <br /> ordina�ces and administrative rules and order��th�.t ha�e the effec�of law}as�ell as all app�icable fina�, <br /> t�on-appealab��judicia�opinions. <br /> ��} "Com m u nity Associati�n Due�= Fe�s,an d Assessm�nts"mea�.s al�du�s, f�es, assessments and other <br /> charges that are i�nposed o�.Borro�rer�r the Pr�gerty by a condominium associatian,homeo�'ners <br /> association or sim�ilar vrgani��.�i�n. <br /> �L} "E iect�o n�c F u n ds Tran sfer"means any transfer a f funds, other t�an a transaction origi�at�d�by�heck, <br /> draft,ar similar pap�r instrument,v�hich is init�ated through an electronic termina�,telephonic instrument, <br /> computer, ar ma�netic tape so a�to ord�r, �nstruct, or authorize a f�nancia�institution to debit or credit an <br /> aGcount. Such term�ncludes,but is not lim�ted to,point-of-sale transfers, automated teller machine <br /> transactions,transfers i��txated b�telephane,�ire tran�sfer�,an�l aut�n�ated c�earin��ouse transfers. <br /> �AA} "Es��'otrv Items�'means those items that are described�n Secti�n 3. <br /> NEBRASI{A�ir�gle Family-Fannie MaelFreddie Mac UNiF�RM�NSTRUMENT VIIlTH MERS Far�m 3428 9101 <br /> VMP� VMRfiA�NE}(�342].0� <br /> 1�Volter�K�uwer Financial 5ervices Fage 2 of 17 <br /> ao�3z9�7s��$ o��� �7� az17 <br />