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DURABLE POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS: 201407459 That I, Ordella H. Ruff of Grand Island, Hall County, Nebraska, have made, constituted, and appointed, and by these presents, do make, constitute, and appoint Alane P. Hammond my true and lawful attorney for me and in my name, place, and stead, and on my behalf, subject to the provisions of Paragraph 13, hereof, to do and execute all or any of the following acts, deeds, and things: 1. To receive debts, payments, and property. To ask, demand, sue for, recover, and receive all sums of money, debts, dues, goods, wares, merchandise, chattels, effects, and things of whatsoever nature or description which now are or hereafter shall be or become due, owing, payable, or belonging to me in or by any right, title, ways or means howsoever, and upon receipt thereof, or of any part thereof, to make sign, and deliver such receipts, releases, or other discharges for the same respectively as my said attorney shall deem advisable. 2. To settle accounts. To settle any account or reckoning whatsoever wherein I now am or at any time hereafter shall be in any wise interested or concerned with any person whomsoever, and to pay or receive the balance thereof as the case may require. 3. To satisfy security interests and mortgages. To receive every sum of money which now is or hereafter shall be due or belonging to me upon the security or by virtue of any security interest or agreement, or mortgage, and on receipt of the full amount secured thereby to execute a good and sufficient release or