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<br /> THIS INSTRUMENT PRE�'ARED BY: AFTER RE��RD�NG RETUR� T�:
<br /> �iome Federat Savings& Lvan Assoc�a�ian af Home Federa�Sa��ng�& Loan Associat�vn of
<br /> Grand I:s�an.d Grand.Is�and
<br /> ��1 South Lacust Stree� �21 S�uth Lacus�Street
<br /> GRAND ISLAND,NE 65��1 �RAND ISLAND,NE�SSU I.
<br /> �Spa�e�Abo�e This L���e For Record�ng Data}
<br /> L�AN�R�GINAT�R��MPANY NAM�: Home F�deral Saving�&Laan Ass�cia�ion��Grand Is�and
<br /> NMLS C�MPANY IDENT�FIER: 446443
<br /> LQAN 4R�G�NATaR NAME: L�sa M.ayer
<br /> NMLS C)R�G�NAT�I��DENTIF�ER: 494���
<br /> DEED �� T�tITST
<br /> (PREA�JTH�RIZED (�PEN END) �R.�D�T - FIJTURE AI�VAN�ES ARE SE�TJRED
<br /> B� TI�IS IlEED �F '�'I�LTST)
<br /> TH�S DEED �F TRUST �"Se�curity ��s�rumen�") is ma�e on �o�ennber 19, 2U�4. The grantors are TIM�THY
<br /> A RUZ��KA and KAREN F RU�ICKA, HUSBAND AND �VIFE, vvh�se address �s 4�2 E �9TH ST,
<br /> �RANl3 I�LAND, Nebraska G$SQ1-2447 �"Bflrr�r�ver"}. B�rrovver xs no� necessari�y �he same as t�ae Person ar
<br /> Persflns vv��o s�gx� �he Hflme Equ��y L�ne of Cred�� Agree�nent, dated No��mber I�, 2UI4 �"��n�ra�t"�. The
<br /> �b�x�a�ions of Barr��wers who did no�s�gn t��e ��n�ract are expla�ned fur�her�n�he sec���n ��tXed Successors and
<br /> ASsigns Bound; J��n� and Severa� Liabili�y; A�commoda��on S�gx�er�. The trus�ee �s Arend R. Baack
<br /> �
<br /> .A.��orney �vhose address �s P.�. Box 79p, �rand �sland, Nebraska 688D2 �„Trus��eT'�. The benefic�ary is Hame
<br /> Federal Sa��ngs & Loan Assac�at�an of Grand Is�and, wh�ch xs organi.�ed and ex�sting under the �a�vs of���e
<br /> United States flf America and v�h�se address is 221 Sou�h Lacust S�reet, Grand Island, Nebras�a 68�D�
<br /> �"Lender"�. TIM�THY A RUZIC�A and KAREN F RU�ICKA ha�e en�ered�n�o.a Contract�vx�h Lend�r as af
<br /> N��ember 19,2D14,und.er the�erms of wh�ch Borravver may, fram��me�o t��ne, ab�a�n advances not t❑exc�ed,a�
<br /> any ��me, a xYYMA,��MUM PR�NCIPAL AM�I[1NT �EX�L�JDING PR�TEC'�IVE ADV�AN�ES��Y''� of
<br /> Thirty Thou�and and fl�ll�� Dollars �U.S. $3D,�Q�.�U� �"Cred�� L�m�t"�. Any par�y �n�eres�ed �n ���e de�a�ls
<br /> re�ated�fl Lender's cont�nu�ng obl�gat�nn to make advances ta Borrower�s adv�s�d�n consu��d�rec��y�i�h Lepder.
<br /> Zf no� paid earl�er, �he sums o�ving under Borrvvver's �an�rac� vv�th Lender �v�ll be due an D�cem ber I 5, ���9.
<br /> This Se�uri�y �nstrument secures �o Lender: �a} �he repayrnent of �he debt under �he C�ntra��, w�th �nteres�,
<br /> ir�c�ud�ng fu�ure advances, and aIl renewals, ex�ensi�ns an�amod�f�cations of�he �ontrac�; �b� �he paymen� of al�
<br /> other sums, w�th �n�erest, ad�anced �� pr�tect ���e securi�y of this Secur��y �ns�rumen� under �he provis�ons �f�he
<br /> secfi��n �i���d Pro�ection �f Lender's R�g�ats �n the Property; and �c� �he performance af Borra�er's cavenants
<br /> and agreements under�his Security Instrumen� and the �on�rac�. For �h�s purp�se, Borr�wer, in cans�dera��on of
<br /> �he de�� and the �rust here�n crea�ed, irre��cably gran�s and canveys to Trus�ee, in trus�, v���h power af sa�e, �he
<br /> fo�lavv��g described proper�y Xa�ated�n�he C�UNTY af HALL, Sta�e�f Nebras�a:
<br /> Address: 4�2 E 19T�I ST, GRAND�SLAND,Nebras�a 68$D�-�447 �
<br /> Lega� Descr�ptian: TI�E EASTERLY F��tTY '�'HR:EE FEET �E 43') p� L�T N�NE (9� AND THE
<br /> WESTE�ZLY TWENTY-E��HT FE.ET�W 2$')�F�aT �lU) SL��'K N�NE �9� �N M�RR�S F�FTH
<br /> ADDITI�N T�THE�ITY�F GRAND ISLAND,�IALL��UNTIr,NEBRASKA
<br /> T�GETHER �VZTH a�� �he �mpro�ements novv or hereaCter erec�ed on �he prope�-�y, and all eas�men�s,
<br /> appur�enances, and fx�ures now or hereafter a par� of�he proper�y. Al� rep�a�emen�s and ad�.��zons shal� also he
<br /> �overed by �h�s Se�ur��y �ns�rument. Ali of. �he foreg�ing �s referre�. to in this �ecuri�y Ins�rumen� as the
<br /> "Proper�y."
<br /> B�RR�WER C�VENANTS �ha�Borrav�er �s �awfu��y seised af�he esta�e hereby can�eyed and has the righ��a
<br /> gran� and can�ey �he Proper�y and �hat �he Pr�perty �s unencu��.bered, e�cep� far �ncum�rances of record.
<br /> Borr�wer v�arrants and v�i�1 defend generally �h� ��tle �o the Praperty agaxns� ali c�a�ms and demands, subject �a
<br /> any enGumbran��s af record.
<br /> Sorrov�er and Lender covenan�and agree as fo�lov�s:
<br /> Q�Od4-2d I4 C�mpliar�ce Systems,Inc.4958-D384-2�I3 L2.3.�.8D3
<br /> C�z�sumer ReaI Estate-Se�urity Instn.iment DL��3G Page l oF5 www.c�mpliancesystems.�arr�
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