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Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded <br />together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall <br />amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part <br />of this Security Instrument. [Check applicable box(es)]. <br />Condominium Rider <br />Graduated Payment Rider <br />Other [specify] <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and <br />in any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />1 7 6 (Seal) <br />aria Elena Lule ) - Borrower <br />'- 1 477— <br />^ <br />'-g/ 14 (Seal) <br />Jose Antonio Lule - Borrower <br />STATE OF NEBRASKA, <br />My Commission expires: <br />GENERAL NOTARY - State of Nebraska <br />IRVIN J. REED <br />My Comm. Exp. Dec. 17, 2014 <br />Loan Origination Company & NMLS Id: Charter West National Bank - 466077 <br />Loan Originator & NMLS Id.: Amy L Otto - 491143 <br />NEBRASKA- Single Family - FHA Security Instrument <br />Form 94128 1/96 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FHA94128 -MERS 9/11 <br />Growing Equity Rider <br />Planned Unit Development Rider <br />201407:50 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />[Space Below This Line For Acknowledgmentl <br />On this 21 st day of November, 2014 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Maria Elena Lule and Jose Antonio Lule, wife and husband <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/he /their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />Irvin J Reed <br />Page 7 of 7 <br />Hall County ss: <br />-Notary Public <br />