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When Recorded Return To: <br />Charter West National Bank <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />[Space Above This Line For Recording Data] <br />MIN: <br />DEED OF TRUST <br />THIS DEED OF TRUST ( "Security Instrument ") is made on November 21, 2014 <br />is Maria Elena Lule and Jose Antonio Lule, wife and husband <br />ry <br />° <_) (1) <br />a rrl <br />- x- ra <br />r <br />r r- <br />cr) <br />w <br />1~> <br />C t <br />c!7 <br />cn <br />1004167- 0004000196 -9 <br />FHA Case No. <br />321 - 3348168 <br />Loan No: 920669 <br />Parcel ID: 400133482 <br />. The grantor <br />whose address is 315 E 8th St <br />Grand Island, NE 68801 <br />The trustee is <br />Charter West National Bank 201 So Main St West Point NE 68788 ( "Trustee "). <br />The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, <br />as hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws <br />of Delaware, and has an address and telephone number of PO Box 2026, Flint, MI 48501 -2026, tel. <br />(888) 679 -MERS. Charter West National Bank, a Corporation <br />( "Borrower "). <br />( "Lender ") <br />is organized and existing under the laws of The State of Nebraska <br />and has an address of 714 N Diers Ave <br />Grand Island, NE 68803 <br />Borrower owes Lender the principal sum of <br />SeventySix Thousand Five Hundred EightySeven DOLLARS and Zero CENTS <br />Dollars (U.S. $ 76,587.00 ). This debt is evidenced by Borrower's note dated the same date as <br />this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid <br />earlier, due and payable on December 1, 2044 . This Security Instrument secures to <br />Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and <br />modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and <br />agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants <br />and conveys to Trustee, in trust, with power of sale, the following described property located in <br />Hall County, Nebraska: <br />Fractional Lot Ten (10), Block Six (6), Gilbert's Addition to the City of Grand Island, Hall County, <br />Nebraska, and its complement, to -wit: Fractional Lot Ten (10), Block Forty Nine (49), Russel Wheeler's <br />Addition to the City of Grand Island, Hall County, Nebraska. <br />NEBRASKA- Single Family - FHA Security Instrument <br />Form 94128 1/96 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FHA94128 -MERS 9/11 <br />Page 1 of 7 <br />Initials:/`/ Z <br />rri <br />CY <br />C/3 <br />23 <br />m <br />CL <br />