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2111407437 <br />Loan No: 0501361547 Data ID: 896 <br />4. Additional Agreements. I agree to the following: <br />A. That all persons who signed the Loan Documents or their authorized representative(s) have signed <br />this Agreement unless a borrower or co -borrower is deceased or the Lender has waived this <br />requirement in writing. <br />B. That this Agreement shall supersede the terms of any modification, forbearance, Trial Period Plan <br />or Workout Plan that I previously entered into with Lender. <br />C. To comply, except to the extent that they are modified by this Agreement, with all covenants, <br />agreements, and requirements of Loan Documents including my agreement to make all payments <br />of taxes, insurance premiums, assessments, Escrow Items, impounds, and all other payments, the <br />amount of which may change periodically over the term of my Loan. <br />D. That I have been advised of the amount needed to fully fund my Escrow Account. <br />E. That the Loan Documents are composed of duly valid, binding agreements, enforceable in <br />accordance with their terms and are hereby reaffirmed. The Loan Documents constitute a first <br />lien on the Property and are in no way prejudiced by this Agreement. <br />F. That all terms and provisions of the Loan Documents, except as expressly modified by this <br />Agreement remain in full force and effect; nothing in this Agreement shall be understood or <br />construed to be a satisfaction or release in whole or in part of the obligations contained in the <br />Loan Documents; and that except as otherwise specifically provided in, and as expressly modified <br />by, this Agreement, the Lender and I will be bound by, and will comply with, all of the terms and <br />conditions of the Loan Documents. <br />G. That, as of the Modification Effective Date, a buyer or transferee of the Property will not be <br />permitted, under any circumstance, to assume the Loan. This Agreement may not, under any <br />circumstances, be assigned to, or assumed by, a buyer of the Property. <br />H. I have no right of set-off or counterclaim, or any defense to the obligations of the Loan <br />Documents. <br />FHA HOME AFFORDABLE MODIFICATION AGREEMENT 08/14 (Page 5 of 8 Pages) <br />