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��14�7443 Any amount�dis�ursed by Lender under this Section 9 sha�l becom�additional debt of Borrower se�ured by this Security Instrument. These amounts sha�l bear in�erest at the Note rate from the date of disbursement and sha11 be payable,with such interest,upon notice from Leader to Borrower requesting paym�nt. If this Security Ins�rument is on a leasehold,Borro�er sha11 camply with a11 the provisions of the lease. If Borro�ver acquires fee title to the Property,�he l�asehold and the fee title sha11 not mer�e unless Lender agrees to the merger in writing. '!�. Mort�age Insur�ance.If Lender required Mortgage Insuranc�a�a conditian of making the Loan, Borrower sha��pay the premiums required to maintain the Mor�gage Insurance in effect. If, for any reasan,the Mor�gage Insurance coverag�required by Lender ceases to be available from the mortgage insurer that previously provi�ed such insurance and Borrower�vas required to make s�parately desi�nated pa}�ments toward the premiums for Martgage Insuranc�,Barrower shall pay the pr�rniums required to obtain coverage su�stantially equivalent to the Mortgage Insuranee pr�viausly in.effect,at a cost subs�ta�tially equ��alent to the cost ta Borrawer of the Mortgage Insurance previously in effect, fram an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance co�erage is nat avai�able,B�rro�ver sha11 continue to pay to Lender the amount of the separate�y designated pa�ments that were due�vhen the insurance coverage ceased to be in effect, Lender will acc�pt,us�and retain these payments as a non-refundable toss reserve in lieu of Mortgage Iasurance. �uch loss reserve sha11 be non-refundable, natwithstanding the fact that the Loan is u�t�mate�y paid in full,and Lender sha11 not be required to pay Borrow�r any interest or ea.rnings on such�oss reser�e. L�nder can n�longer require loss reser�e payments if Mortgage Insurance c��erage(in the amount and for th�period that Lender requires)pravided�y an insur�r selected by Lender again becomes availab�e, is obtained,and Lender requires separat�ly d�signated pa�ments taward the premiums f�r Mortgage In.surance. If Lender required Mortgage�nsurance as a condition of making the Loan and Borro�ver was required to make separately designated payments t�ward the premiums far Mortgage Insurance,Borro�ver�hal�pay the premiurns required to maintain Mortgage Insurance in effect,or to provide a non-refundab�e loss reserve,until Lender's requirement for Mortgage Insurance ends in accordance vvith any written agreement bet�veen Borrower and Lender providing far such termination or until t�rmination is required by App�icable Law.N�thing in this Section 1�affects Borrower's obligation to pay�nterest at th�rate pro�ided in the Nate. Mortgage Insurance reimburses Lender�or any�ntity that purchases the Note)for certain losses��may incur if Borrower does nat repay the Loan as agreed. Borrower is not a pa.rty to the Mortgage Insurance. Mvrtgage insurers evaluate their total risk on all such insurance in force from time ta time,and may enter into agreements�ith other parties that share or modify their risk,or reduce losses.These a�reements are on terms and condi�ians that are satisfactory to the mortgage insurer and the other party(or parties}ta these agreement�. These agreements may requ�re the mortgage insurer to make payments using any sourGe of funds that the mortgage insurer may have a�aila��e(wh�ch may include funds obtained fr�m Mortgage Insurance premium�}. As a result of these agreements,Lender,aay purchaser of the 1�T�te,another insurer,any reinsurer,any other entity,or any affiliate of any Qf the foregoing,may receive(direct�y ar indirec�ly}amounts that derr�e fr�m(flr might be characterized a�}a por�ion of�orrower's payments for Mortgage Insurance, in exchange for sharing or m�difying the martgage�nsur�r's risk,or reducing losses. If such agreem�nt pro�ides that an affiliate of L�nder takes a share vf the insurer's risk in exchange for a share of the premiums paid to the insurer,the arrangement is often termed"captive reinsurance."Further: q4333382471Q ��33 364 4917 NEBRASKA�Single Family-Fannie MaelFr�eddie Mac L]NIF�RM INSTRUMENT 1lVITH MERS Form 3428 1141 VMP� VMPBA[NE��13��}.44 Wolters Kluwer Financial Services Page 9 af 17