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� I � ��14�7443 �G� n[.ender�is Qu�i�k�r� Loans Inc. . Lend�r is a �orporat��n organized and existing under the laws of th e S ta te o f M i c h i g a n . Lender's address is 1�5� �iao�ward Ave, Detr�i t, MI 48��-1�� �o} pTrustee" �s Fi rst Ameri�an T�t�e . 4E} "MERS" is Mo�tgage E�ec�ronic�eg�strat�on S�stems, In�. M�RS�s a se�arate carporativn that is a�ting sole�y as a nominee far Lender and Lender'� successors and assigns. I�IERS is the beneficiary under this Security Instrum�nt. MERS is organ��ed and existing under�he Zativs of I��a.�are, and has an address and telephone number of P.�,Box 2�26,Flint,MI 485�1-ZQ26,te1. (888)�79-MERS. �F} "lVote" means�he prom�ssory note signed by Borrower and dat�d N ov em b e r 17, ��14 . The Note states tha�Borrvw�r Qwes�.,en��r E�1 g h t,� T h 4 U S a n d T�►►�a H u�d r�d S�x t,y F o u r" �na oo�loo I]oZ�ars�.5. $ ��,��4.�Q ��us�nteF�st. Borro�er has grom�sed to pay th�s de�t in regu�ar Periodic payments and ta pay the debt in fu11 not later than a ec em b e r 1, 2�44 . ��} �Property"means the property that is described belovv�nder the heading"Transfer of Rights in the Property." 4H} "Lo�tn"means the debt evidenced by the N��e, plus int�rest, aay pr�payment charges and late charg�s due und�r the Note,and ail sums du�under this Security Instrument,plus interest. �� "Ride�`s"rr�eans a�I��ders to th�s Secur��Instr�r�ent that are executed b�Borra�ver. The fvllotiving Riders are to be�xecuted by Borr�wer[check box as applicable]: C�Adjustable Rate Rider ❑�ondaminium Rider 0 Secand Hame Rider ❑Ballo�n R�der C�Planned L]�nit Development l�ider 0 1-4 Family Rider �VA Rider C]Bivveekly Payment Rider ��ther(s}[specify] Lega� Attached �J} "ApplieableLaw" means al�control�ing applicable federal, state and local statutes, regulations, ordinances and administrative rules and or�ers�that ha�e the effect of lavv}as vvell as all�pplicable final, non-appealable jud�cial opinions. [Kj "�flmmunityassvciatiar�Dues, Fees,and Asses�ments�means a1�dues, fees, a�sessments and o�her charges that are imposed on Borrower or the Property by a condominium association,,homeowners association or similar organization. �L� "E��'a��FundsT�'ansfe�'"mea�s a��tra�s�'er of funds, o�her�han a transactiQn originated by ch�ck, dra�,or similar paper instrument,which is initiated through an electronic terminal,telephonic ins�rument, cotnputer,or magnetic tap�so as to arder, instr�ct,ar auth�ri�e a f nanc�a��nst�tut�on�a deb�t ar credit an account, Such term includes,but is nat limited to,point-of-sale transfers,automated teller machine tran�sactians,transfers initiated by telephone,wire tran�fers,and autom�ted��ear�nghouse tran.sfers. ��II} "Eserow�tems"me�nns those items that are described in Secti�r�3. NEBRAS}(►4-�ingl�Family-Fannie Mae1Fr►eddie Mac�MlF�RM INSTRUMENT WITH MERS Form 3428 1i4� VMP� - VMP6A�NE}�93Q2}.n4 Wniters Klu►n�er Finan�ial 5er�ices Page 2 of 17 q43333824714 �233 354 �z17