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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Melissa Farrell <br />(Sign Original Only) <br />n Refer to the attached Signature Addendum for additional parties and signatures. <br />001123990901 <br />FHA Mortgage WITH MERS -NE <br />VMP <br />Wolters Kluwer Financial Services <br />Je r Mi4 <br />201 407342 <br />Citibank 3.2.86.13 V3 <br />Revised 4/96 <br />VMP4N(NE) (1302).00 <br />Page 9 of 10 <br />