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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. Signed and sealed by Borrower: <br />Brett A Klein <br />Kristen M Upp <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />My commission expires: 9/26/2015 <br />(Official Seal) <br />1 \ L- if (Seal) <br />Date <br />(Seal) <br />Date <br />I GENERAL NOTARY -State of Nebraska <br />AMANDA MORfR <br />My Comm. Exp. Sept. 26, 2015 <br />© 2004 -2013 Compliance Systems, Inc. 8EB3 -8159 - 2013L2.0.E1.712 <br />Consumer Real Estate - Security Instrument DL2036 <br />201407326 <br />INDIVIDUAL ACKNOWLEDGMENT <br />The foregoing instrument was acknowledged by Brett A Klein, a single person, and Kristen M Upp, a single <br />person, before me on November 20, 2014. In witness whereof, I hereunto set my hand and, if applicable, my <br />official seal. <br />anda Moritz <br />Notary Public <br />Hall County, NE <br />Identification Number Not Applicable <br />Page 8 of 8 www.compliancesystems.com <br />