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��14�731� Any amounts disbursed by Lender under this�ection 9 sha11 become additional debt of Borrower secured by this Secur�ty Instrument. These amounts sha�l beax interest at the Note rate from the date of disbursement and sha11 be payab�e,with such interest,upon notice from Le�ader to Borrawer requesting payment. If this Secur��Instrument is on a l�aseho�d,Borrower shall compty with a11 the provisions of the Iease. If Borro�ver acquires fee title t�the Propert�r,the�easehold and the fee title sha11 no�merge unless Lender agrees to th�merger in writing. 1 Q, IlAortgage Insuranc�.If Lender required Mortgage Insuran�e as a condition of making the Laan, Borrower sha11 pay the premiums required to mainta.in the Mortgage Insurance in effect. If, for any reaso�,the Martgage�n�urance co�erage requued by Lender ceases to be available from the martgage insurer that previously pr�vided such in�uranGe and Bonower�vas required to rnake separately de��gnated paymer�ts toward the premium�for M�rt�age Insurance,Borrower sha11 pay the premiums requued to ob�ain.coverage substa.n��a11y equivalent�o the M�rtgage Insurance previous�y xn effect,at a cast substantially equivalent to the cost to Borrower of the Mortgage Insurance prev�ous�y in eff�ct, from an alternat�martgage insurer selected by Lender, If substa.ntially equi�alent Mortgage Insurance coverage is not available,B�rrower sha11 continue to pa�to Lender the amaunt of the separately designated payments that were due�rhe�the insurance coverage c�ased to be�n effect. Lender�vill aceept,use and reta.in these paym�nts as a nan-refundable Ioss reser�e in��eu of Mortgage Insurance. Such loss reser�e�sha11 be non-refundab�e, no�viths#a�ding the fact that the Loan is u�tima�e�y paid in fu11,and Lender sha11 no�be required to pa�r Barrovver any�nterest or earn�ngs on such��ss reser�e. Lender can no �onger require�oss reserve payments if Mortgage Insurance co�erage(in the amount and for�he period that Lender requires}provided by an insurer selected by i.en.der again becomes availa�le,is obtained,and Lender requires sepa.rately designated payments�o�vard�he premiums for Mortgage Insuranee. If Lender required Mortgage Insurance as a condition of mak�ng the Loan and Barrower was required to make separately designated payme�ts toward the premiums for Mortgage Insurance,Sorrower sha�l pay the premiums required to maintain Mortgage Insurance�n effect,or to pro�ide a non-refundable loss reserve,until Lender's requi.rement for Mortgage Insurance ends in accordance with any wr�tten agreement between Borrower and Lender provid�ng for such termination or until termination is required by Applic�b�e Law.Nothing in this Section 1�affects Borrower's obliga�ion to pay interest at the rate pr��ided in the Note. Mortgage Insurance reimburses Lender�or any entity that purchases the Nate}for cert�.in 1oss�s it may incur if Borro�er does not repay th�Lvan as agreed. Bon�wer is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time�a��me,and ma�enter i�to agreements with other parties that share or modify�heu risk,or reduce losses.These agreements are on terms and canditions that are satisfactory ta the mortgage insurer and the other party(or pa.rties)to these agreements.These agreements may require the mor�gage insurer�o make payments using any saurce of funds that the mortgage insurer may have a�ailable(which may includ�funds obta.ined from Mortgage Insurance premiums}. As a result of these agreements,Lender,any purchaser of the Note�another insurer,any reinsurer,any other entity,ar any affi�iate of any nf the foregoing,may receive(directly or rndirectly}amoun�s that deri�e from(ar rn�ght be characterized as}a portion of BoY-ro�ver's payment�for Mortgage Insurance, in exchange for sharing or modifying the m�rtgage insurer's risk,or reducing losses. If such agreement pravides that an affiliate of Lender ta.ke�a share of the insurer's risk in exchange f�r a share�f the premi�ams paid to the insurer,the artange�ent is o#�en termed"capti�e reinsuranc�."Furth�r: q�3333468828 �z33 277 4917 NEBRASKA�ingle Family-Fannie MaelFreddie Mac UN�FflRM ENSTRLIMENT WITH MERS Farm 3�2�1144 VMP� VMP6A(NE}(1342}.04 Wolters Kluwer Finar�cial Seniices Page 9 0�17