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��14�731� ser�ic�s and subsequent charges each time remappings ar similar changes occur which reasonab�y might affect such determination ar cer�ification. Borrower sha11 also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an obj ec��vn by Borrower. If Barrower fails to maintain any of the coverages descr�bed above,Lend�r may obta�n insuranee co�erage, at Lender's optian and�orrower's expense. Lender is under no obligation ta purchase any particular ty�e or amount of c�verage. Therefore, such cov�rage sha11 cover Lend�r,but might or might not protect Borrower, Borrower's equity in�h�Property,or the�ontents of the Property,against any risk,hazard or liability and m�ght pro�ide greater vr lesser co�erage than was prev�ously in effect. Borrov�er ackno�rledges that the cost of the insurance cov�rage s�obta�ned might significantly exceed the cost of�nsurance that Borrower could have obtaine�i.Any amounts disbursed by Lender under this Section.S shal�become addi�ional deb�of Borrower secured by this Security Instrument. The�e amounts shall bear interest at�he Note rate from the date of disbursement and shal�b�payable,v��th such interest,upon notice from Lender to Barrower requesting payment, All insurance policies required by Lender and renewals of such policies sha11 be subj ect to Lender's right to disapprove such policies, shall include a staadard martgage c�ause,and sha11 name Lender as mortgagee andlor as an additional loss payee. Lender sha11 have the right ta hold the policies and rene�al certificates. �f Lend�r requires,Borr�wer sha11 promptly give to Lender a11 r�ceipts of paid premiums and renewal no��ces. If Borrower vb�a.ins any form of insurance co�erage,not oth�rwise requi.red by Lender, for damage to,or destruction of,�he Property,such policy sha11�aclude a standard mortgage clause and sha11 narne Lender as mor�gagee and.lor as an additionalloss payee, In the event of�oss,B�rro�ver shall give prompt notice to the insurance carrier and Lender. Lender may make proof af loss if not made promptly by�arrower.Unless Lender and Borro�ver otherwise agree in writing,any insurance pr�ceeds,whether or not the underlying insurance was required by Lender, sha11 be applied to restorati�n or repair of the Property, if the restorat�on or repair is economically feasible and Lender's security is not lessened. During such repair and r�storatia�n period,Lender shall have the right to hold such insurance praceeds until Lender has had an apportunity to in�p�ct such Property to ensure the work has been compteted to Lender's satisfaction,p�ovided that such xnspectian sha11 be undertaken pramptly. L�nder may disburse pr�ceeds for the repa�rs and restoration in a single payment or in a serie�of progress paymen�s as the work is�ompleted.Unless an agreement is made in writing ar A�pl�cable Lat�v requires interest�o be paid on such insurance proceeds,Lender sha�I not be required to pay Borrower an.y interest or earnings on such proceeds. Fees for pub��c adjusters,or ather third parties,retained b�Borrower sha11 not be paid out of the insurance proceeds and sha11 be the sole obligation of Borrower. If the restaration or repair is not�conomically feasible or Lender's security would be lessened,the insurance proceeds�ha11 be applie�i to the surn�secured by this S�curity I�strument,v�he�her or not then due,tivith the excess, if any, pai�ta Borr�wer. �uch insurance praceeds sha11 be appl�ed in�he order pr�vided far in Sectian z. If Borrower abandons�he Property,Lender may file,negotiate and settle any a�ailable insurance claim and related matters.If�orrower does nat respond within 3�days to a notice from Lender that the insurance carrier has affered to sett�e a claim,then Lender may negotiat�and sett�e�he c�aim. The 3��day period vvill begin when�he notice is given. In either event,or if Lender acquires the Praperty under Sect�on 22 or otherwise,Borrower hereby assigns to Lender�a)Borrower's rights to any insurance proce�ds in an amount not to ea�ceed the amounts unpaid under the Note or this Security Instrument,and(b�an�other of Borrower's rights(other than the right to any refund of unearned premiums paid by Borrower}under all , insuranee p�licies covering the Property, insofar as such rights are applicable to the coverage of�he ; Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid u�der the Note or this Securi�y Instrument,�he#her ar not then due. NEBRASKA�ingle Fam#fy-Fannie MaelFreddie Mac UNIF�RM INSTRUMENT WITH MERS Form 342B 9141 V1�►�P� VMPfiA�NE}t93U2�.44 Vllolters Kluwer Financial Services Page 7 af 17 q�3333458828 ��33 277 �717