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��14�7�59 <br /> �G� "l.ender" is Ho�ne Fed�ral 5a�i n�s and Loan Assn of Grand I s�and <br /> Lender zs a Sa�in�s and L�an <br /> organized and existin�under th��aws of The St��� of Nebraska . <br /> L�nder's address�s ��l S�uth L��ust St �rand Is�and �E 688�1 <br /> Lender is the benef�c�arx under th�s Secur����nstrument. <br /> �D� "Trustee" is Arend R Baa�k, Att�rney <br /> �E� "Not�" means th�promissory note signed by Barrower and dated No��mber 14, 2��.4 . The N��e <br /> states that B�rr�w�r owes Lender �E11 ENTY Tt�� THUUSAN D E I�HT HUN DRED AN D D D I 1�� <br /> I]ollars �U.S. $7�2,SD�.0� }p�us in�erest. Borrower has prflmused�o pa�r th��d�bt�n regu�ar <br /> Periodic Paymen�s and�o pay�he deb���.fu��not�ater�han De�ernber l, 2�44 . <br /> �F� "Prvperty" means the property that is descr�bed be�ovv under the h�ading "Trax�sfer of R�ghts �n t�e <br /> Praper�y." <br /> �G� "Laan" means�he debt ev�d�nced by the�tot�, plus int�rest, any prepaymen�charges and�ate G�arges due <br /> under�he N�ote, and a�� �ums due ur�der th�s�e�urit�r Instrument, p�us interest. <br /> 4H� "Riders" means ai�Riders to this Securi���nstrurn�n���at are��ecuted b�r B�rr�wer. T'h�fax��w�ng R�ders <br /> are�o be executed�y B�rr�wer�che�k bn�.as app��cable�: <br /> �Ad�us�ab�e Rate R�der [..��ondaminium Rider �Sec�nd Hom�Rider <br /> [�Balloon Ri��r �Planned Unit Developmen�R�der � �.�4 Famiiy Rider <br /> [..�VA Rider 0 Biweekly Payment Rider ��ther�s} ���ecif�r� <br /> ��� "�1ppl�cahle Lawif ineans ali cantr�i�ing app�ica�le federal, stat�a.�d��cal. statutes, r�gu�ati�ns, �rdinan�es <br /> and adm�nis�rat�ve ru�es and orders �that have�he effect of laW} as wel� as a�� app�zcab�e�na�, n�n-appea�able <br /> �udicia�opinions. <br /> �J3 "Cvmmunity Assflciati�n Dues, Fees, and Assessments" m�ans a11 due�, fees, assessments and o�h�r <br /> charges t�.at ar��mp�sed an Borrower or�he Pr�per�y by a�ond�m�.n�um ass�cia�ion, h�meov�n�rs <br /> association or s�mu.�ar o�rganzzation. <br /> �K� "E�ectr�nic Funds Tra�sf�r" rneans any transfer�f funds, other�han a transac��on or�gznat�d by ch��k, <br /> draft, ar similar paper instrumen�, v�hich is�nitiated through an el�ctronic��rminal, te�ephonic ins�rum�n�, <br /> compu��r, ar magnetic�ape so as to order, instruct, ar authorize a financiai instituti�n�o debit�r�redit an <br /> account. Such term includes, but is not lirni�ed�fl, point-of-sa�e�ransfers, autnma�ed tell�r mach�ne <br /> transac�ions, �ra.�sfers in�tzated�y�e�ephone, vvire transfers, and aut�mat�d clear�ngh�use tra�sfers. <br /> �L� "Escrorlv Itemsrr mea.ns thase��ems tha�ar�descr�bed �n Sec��on 3. <br /> �M� "Nliscellaneous P�oceeds" means any coxnpensa�ion, set��emen�, award of damages, ar praceeds paid b� <br /> any�h�rd par�y �ather than.xnsurance proc��ds pai�.und�r�he cov�rag�s�escribed in S�ction S} for: ti} <br /> damage tfl, or destructian of, the P�oper�y; ���}cand�mnatian or ather taking of all ar any par�of�he <br /> Prop�r�y; �iii} conveyance�n Iieu of condemuaation; or��v} misrepresentat�ons�f, or amzsszans as ta, the <br /> �ra�ue andl�r condition�f the Pra er� . <br /> NEBRASKA-5ingle Family-�annie MaeJFreddie Mac UNIFDRM INSTRUMENT �o���o�s��o� <br /> VMP(� VMPG�N�)�13�2f <br /> Wolters Kluw�r�inancia!5er�iGes Page 2 af 17 <br />