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��14�7�59 'I�. Barrnwer Not F�eleased; Forhearance By Lend�r Nvt a VI�`ai�er. Extension of the�ime for payment�r mod�fication of amort�zat�on of�he sums secured by��s Securi��r �nstrument gra.nted by Lender�o Borrower or any Successor in�n�erest�f B�rrower�ha11 not�pera�e�a re�ease the 1iab�l��.y of Borrower or an� Successors in�n�eres�of Borrflwer. Lfender sha11 no�be required�o�ommence proceedings agains�any Successor in�nterest of Barrower or to refuse to ex�end��n�e f�r pa�rment or o�herwise madify arn.ortiza��n of�he sums secured by th�s Securi�y Instrumen�by reasan of an�demand made b� th�original Borrow�r�r any Successars �n�n�ere��f B�rrovver. Any forbearance by L�nder xn exercising any right or remedy including, �vi�hout limita�ion, I.�nder's acceptance of payments from third pers�ns, enti�ies or Successors �n �n�erest of Borrawer or in amounts�ess�han the amoun��hen due, s�a�l not b�a wai�ver of or pr�c�ude the �xercise of any right or rem�edy. �3. Joint and Several Liabi�ity; Co�signers; Successars and Assigns Bvund. Borrower co�venan�s a�d agree�t�.at Borr�wer's�b��ga�ions and l�abi�ity shai�be join�and se�reral. �-Iov��r, any Borrow�r who co--signs th�s Se�ur�ty instrumen�bu�does no��ecu�e�he No�e�a "c��signer"}: �a� �s co-signing�i�s Securi�y�nstrume�.t on�y�a mor�gage, grant and can�rey the c�--s�gner's interest in the Proper�y under the �erms of this�ecuri�y�nstrumen�; �b}�s not personally obl�ga�ed to pay�h�sums secured b��h�s �ecur�ty �ns�rument; and�c}agrees that Lender and any o�her Borrower�an agree�o�xtend, m�dify, forbear or make any accomn�odations wi�h regard�o the t�rms of�h�s Security�nstrumen�or the Note w��hou��he��o-s�gner's cons�n�. • 5ubje�t to the pra�isions af Sect��n 1 S, any Successor in�nterest of Borrow�r w�a assum�s Borrower's ob�igations under this Security�ns�rument in writ�ng, and�s appro�ed by Lender, s�.a��obt��n a�l�f Borr�wer's righ�s and b�n�fits under this Security�nstrument. Borrov�er s�all no�be re�eased from Borr�wer's obX�gations and�iabi�i��under th�s Securi�y �ns�ru�nent un�ess Lender agrees�o such rel�ase in v�rritin�. The c�venants and agreemen�s of�his Se�uri�y�ns�.rumen�shall�ind�except as pra�r�ded in Sect�on �� and b�nef�t the su�c�ssors and assigns of I.ender. '14. Loan Charges. I.�nder�nay charge B�rra�ver fees far servic�s perfarm�d in connect�on w�th Barrow�r's defau�t, f�r the purp�se of protecting L�nder's interes�in�ae Prop�r�y and rights under th�s Securi�y Instrunlent, i�ciud�ng, bu�no��imu�ed�o, at�orneys' fees, property inspec�inn and va�uati�n fees. In regard�o any o�her fees, �h�ab�en�e of express auth�ri��in�h�s Security�nstrumen��o charge a spec�f�c fee to Barrower shal�not be cons�rued as a pr�h�b��ion on the c�arg�ng of su�h fee. L�nder may no��harge fees �ha�are express�y prohib��ed by th�s S�curi��r�ns�rumen�or by ApplicabXe Law. if the Loan is subject t�a law w��h.sets max�muxn�oan charges, and�hat�aw is�na�Xy interpreted so that th�interes�ar ather loan�harges co��ect�d ar to be co�lec�ed in connec�ion v��h the Loan exceed t�ie permitted Iim.��s, then: �a} any such I�an charge sha1l be reduced by the amoun�necessar�r to reduce�he char�e�o the perm�.��ed 1�rni�; and (b} any sums already calle�ted from Borrower v�hich exceea�e�perm�tted Iim��s wii�be r�funded�o Barrower. Lender m�ay ch�ose to make�his refund b�reduc�ng the princ�pa�owed under the No�e ar by mal�ing a direc�pa�ment to Borrower. �f a refund reduce5 principal, ��.e reduc�i�n w�I� �e�r�ated as a part�a�prepayment v�i��.out any pr�paymen�charge�whe�h�r or not a prepaymen�chaxge is pro�r�ded for under�he Note�. �orrower's acceptane�flf any su�h refund made�y direct pa�men�ta Barrovver wi�l canst�tu�e a waiver of any right of ac�ion Borrower might ha�e arising out of su�h o�ercharge. '�5. Nvtices. Ali noti�es g�ven hy Borravver or Lender�n cor�.nect�an v��th�his Security �nstrumen�must be in writ�ng. Any not�c�to Borrower�n cflnnecti�n with this Secur��y ��.strumen�sha��be deemed t�ha�e b�en gi�en t�Borrower when mail�d by f�rst c�ass ma��vr v�hen ac�ua��y d��i�rered to Borrower's no�ice address if sen�by o�her means. Notice�o any ane BQrra�ver sha��const�tute na��e�o a��Borrowers uni�ss App��cab�e Law expressly requ�res o�herwise. The n�t��e address shal�be�he Praper�y Address un�ess Borrow�r has N�gRASKA-Single Fami�y-Fannie MaelFreddie Mac UNI��RM lNSTRUM�NT Farm 3Q28'il�1 VMP[� VMP6tNE){'�3�23 Wolters KEuwer�ir�anciat Ser�ic�s Page 1'[of 17