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��14�7��1 <br /> 4�� "Lender" is H�me Federa� Sa��n�s and L�an Assn of Grand Island <br /> L�nder is a Sa��r�gs and Loan <br /> organized and existing und�r the�aws Qf The St�te �f Nebraska . <br /> Lender's addr�ss i� ���. South Lo�ust St �rand I s�ar�d NE 688Q1 <br /> . <br /> Lender is th�ben�ficiary under this Se�urity Instrum�nt. <br /> �D� "Trustee" �s Arend R Baa�k, Attarney <br /> �E� "Nate" means the promis�ary note signed by Barrawer and dated N�vember l7, �Q l4 . The No�e <br /> states that Borrower owes Lender �NE HUNDRED TH I RTY F I VE TH�USAND F I VE HUNDRED <br /> AND OD11�4 <br /> Do��ars �U.S. $13�,54�.�Q }plus in�erest, Bflrrower has promised to pay th�s d�bt �n reguiar <br /> Per�od�c Payments and to pay the deb� xn fu�� not�ater than De���b��` l, ��44 . <br /> �F� "P�op�rty" m�ans the property tha�is de�cribed below under th�heading "Transfer of Rights in�he <br /> Prop�r�y." <br /> �G� "Loan" means �he de�t e�xden��d by�he Note, p�us int�rest, any pr�pa�men�charges and �ate charges due <br /> under the Na�e, and a�� sums due under thx�5ecur��y �ns�rument, p�us xn��r�s�. <br /> 4 H j "Riders" m�a.ns a�l Riders to this Securi�y �ns�rument tha�are e�ecu�ed by Barrower. The�rflllowing Riders <br /> are to be�xecu�ed by B�rrawer �ch�ck�ox as applicabl��: <br /> 0 Ad�ustable Rat�Rider [�.] CondaminiUm Rider �Seeond Home Rider <br /> [�Ballo�n Rider [�] P�anned Uni�D�velapment Rider [.� �-4 Fami�y R�der <br /> [�VA Rzder 0 Bivvee�l� Payment Rider 0 ��her�s} �spec��r� <br /> �l� "App�icab�e Law" means a11 con�rnlling app�icable federa�, sta�e and�ocal s�atutes, regu�ati�ns, ordinances <br /> and admin�strati�e ru�es and ord�rs �tha�have the effect of�aw} as weli as a1I appiica�le�nal, non-appealable <br /> judicial�pinions. <br /> 4J} "�nmmunity As�ociativn Dues, F�es, and Ass��sments" means a�� due�, fe�s, assessmen�s and other <br /> charges tha�are imposed on Bflrr�wer�r�he Property by a candam�.�.n�um associatifln, homeawners <br /> associatian or similar organizatifln. <br /> �K� "E�ectranic Funds Transfer" mean� any transf�r of funds, o�her thari a�ransaction�riginate�i by ch�ck, <br /> draft, or similar paper ins�rum�nt, wh��h is ini�iated thraugh an etectron�c terminal, �e�eph�n�� �ns�rum�nt, <br /> camputer, ar magnet�c tape sa as ta order, �ns�ruc�, or au�horiz�a finan��a� �nst�tut�an to deb�t or credi�an <br /> accaunt. Such teram znclud�s, but�s nat l�m��ed�a, po�nt-of-sa�e�ran�fers, au�o�nated teller machine <br /> transactians, transfers in�tia�ed by telephone, wire transfers, and automated clearinghouse transfers. <br /> �L} "Escrow �tems" means �has�items that ar�des�ri�ed �r�Section 3. <br /> {N1� "Misee[Ianeaus Proceeds" means any campensa�ion, settiem�nt, award af damages, or proceeds pazd by <br /> any third party �ather�han insurance pr�c�eds paid under the�ov�rages describ�d �n Se�ti�n 5} f�r: �i} <br /> damag�t�, �r des�ruction af, the Property; t��� condemnation or other taking of al� �r a.ny par�of the <br /> Property; �iii}con�reyance in lieu of�ondemnatian; ar��v}misregres�ntations af, or omissions as ta, the <br /> �a�ue andl�r conditian of�he Pr� er� . <br /> NEBRASKA-5ingie Family-Fannie MaelFreddie Mac UNIF4RM lNSTRUMENT �orm 3028 11Q1 <br /> VMP� VMP6tN�}{7 3��� <br /> Wolters Kfuwer Financia#Ser�ices Pag��of 17 <br />