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IDS, Inc. <br />Notary Public Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />201407280 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness - Witness <br />(Seal) LA-kg...) (Seal) sutler - Borrower Ginger I P tier - Borrower <br />STATE OF NEBRASKA, Hall County ss: '�/� <br />The foreg�ofpg instrument was acknowledged before me this 1.7 of /evliP4PP6.0 <br />/Y , by Clayton F Pander and G gggt'' I Pander. Witness my hand and notarial seal at,�YM.4in said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />G <br />NOTARY Naatoli <br />DANIEL RON <br />*Com Do. April 1, 201 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 <br />