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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument <br />and in any Rider executed by Borrower and recorded with it. <br />4. 09 Oct/ <br />J shua A. McDowell <br />Jes a M. McDowell <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />i111111nnmmm1111 <br />2014072/0 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Form 3028 1/01 <br />VMP6(Nq (130.00 <br />Page 14 of 15 <br />