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20140'7189 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />(Seal) <br />Jos Luis LuC o -Borrower <br />Ly'a, <br />(Seal) <br />Aura Wirina Lucero, XXIA Aura Marina Estrada -Borrower <br />[space Below This Line For Acknowledgment? <br />Hall <br />, (Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />County Ss: <br />On this 7 th day of November, 2014 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Jose Luis Lucero, Aura Marina Lucero, A/K/A Aura Marina Estrada <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: Nly// S - <br />GENERAL NOTARY - State of Nebraska d and J. Jarosik -Notary public <br />EDWARD J. JAROSIK <br />My Comm. Exp. Nov. 14, 2015 <br />Loan Origination Company & NMLS Id: Five Points Bank - 407704 <br />Loan Originator & NMLS Id.: Edward J. Jarosik - 470809 <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />