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��14�7157 <br /> 4C} "Lenderrr is Home Federa� Sa��ngs c�pC� L�3�n Assn of �rand I sl and <br /> Lender is a Savi rtgs and Loan <br /> organized and existing under�he�avvs of The St�t� of Nebraska . <br /> Lender's address is ��1 Sout� Locust St Grand I sl an�i �E �88�1 <br /> Lender is �he beneficiary under�his S�curi�y Instrument. <br /> �D� "Truste�" is Ar�nd R Baa�k, Att�rney <br /> �E} "Nvte" means the pr�missor�note signed b�Borr�v��r and dated N ovembe r �.2, ��14 . Th�N'at� <br /> sta�es that Bflrr�wer awes Lender E I��TY �N E TH�USAND F I VE ��NDRE D AN D ��I 1 D D <br /> Dn��ars �U.S. $S l,5D 4.0� }plu� interest. B�rrower has pr�m�s�d�a pay this d�b�xn regu�ar , <br /> �er��di�Paymen�s and to pay the d��t�n fu11 nat later than D e��m 1��r 1, 2 D 2 9 , <br /> �F� "Pr�perty" mean��he prnper�y tha��s d�s�r�b�d belovv under the head�ng "Transfer of R�gh�s �n the <br /> Prop�r�y.„ <br /> ��3 "Laan" �means the d�bt e��denc�d by the No�e, plus intere��, any prepa�ment charges and late charges due <br /> und�r the No�e, and a�� sum�s due under�hzs Securzty�nstrurnent, plus in�er�s�. <br /> �H� "Riders" means a1� Riders to this S�curi�y Instrument�ha�are�xecuted by Bnrrawer. The fo��owing Riders <br /> are to�b���ecu����y Borravver �check b�x as applicabl��: <br /> 0 Adjus�abl�Ra�e Rider ��ondominium Rider � Second Hnme R�der <br /> [�Ba�lo�n R�der [� P�anned Unx�De�vel�pment Rider [� 1-4 Family Ri�er <br /> [��lA Rider 0 Biweek�y Paym�nt R�der ���her�s} [speczf�� <br /> ��� "App�icable Law" means a�l contralling app��cab�e f�deral, s�ate and�oca�s�atute�, regula�i�ns, ordinances <br /> and administra�i�e ru�es and orders ��ha�have��Ze effect af Iaw} as v�e�� as a�i app��cab�e�na�, n�n-appea�ab�e <br /> j udic�a� �pxn�ons. <br /> �J� "Cammunity Ass�ciation Dues, Fees, and Assessments" means a��dues, f�es, assessm�nts and o�h�r <br /> charges tha�are zmposed�n Borrower or the Prop�r�y by a�ondominium associa�i�n, h�rne�wners <br /> assoGia�ion or sim��ar arganizatian. <br /> 4K� "Electrvnic Funds Transf�r" m�ans any transfer of funds, ather than a�ransact�on or�g�nated by che�k, <br /> draft, or s�mi�ar paper instrumen�, v�h�ch is init�ated�hrough an e��c�ronic termina�, telephonic instrumen�, <br /> caxnputer, or magnetic tape so as to�rd�r, xns�ruct, �r authariz�a�r�anc�al �nsti�ution��deb�t or�r�d��an <br /> ac�ount. Such�erm�ncludes, but�s n�t�im�te�.ta, po�rzt-of-sal�trar�sfers, automated t���er mach�ne <br /> tX'�.11SdC�1QI15y transfers ��itiated by telephone, wire�ransfers, and automated��earinghous��ransf�rs. <br /> ��� fT Es�row ltems" means�hose i�ems�hat are descr��ed in Sectznn 3. <br /> €IV�� "M�s�e��aneous Proceeds" means any compensa��on, s�t���ment, award af dama�es, �r pr�c�eds paid by <br /> any third par�y �ath�r�han insurance proceeds paid under the�aWerages describ�d in SeCtion 5} f�r: ��} <br /> damage to, or d�struc�i�n of, th�Property; t�x}c�ndemnation or o�h�r�aking af aIi or an�par�of�he <br /> Proper�y; ��ii} c�nveyance�n��eu of c�ndemnation; or��v} m�srepresentat�ons of, or flmzss�ons as to, �h� <br /> �alue andlar cond�tzon of the Pra er� . <br /> NEBRASKA-Single�arrtily-Fartrtie MaelFreddie Ma�UNIFORM INSTRUM�NT Fvrm 3�28 114� <br /> VMP� . VMPfi�NE��1342f <br /> Walters Kluwer�inanGiaE Ser�ices Page 2❑f�7' <br />