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N <br />m _ a <br />e s N vt <br />e <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 -382 -2900 <br />m <br />DEED OF TRUST <br />[Space Above This Line For Recording Data] <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 7, 2014, together with all Riders to this <br />document. <br />(B) "Borrower" is Justin P Oseka and Anna L Oseka, husband and wife. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />under this Security Instrument. <br />(D) "Trustee" is Exchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68802. <br />(E) "Note" means the promissory note signed by Borrower and dated November 7, 2014. The Note states that Borrower <br />owes Lender FOUR HUNDRED SIXTY THOUSAND AND NO /100 Dollars (U.S. $460,000.00) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than December <br />5, 2015. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />NEBRASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 1 of 13 <br />IDS. Inc. Borrower(s) Initial <br />o Z <br />- I <br />:;-. c: I ril <br />CD Z - -i <br />--I N !1 <br />`( n 0 <br />Cr) <br />X rid <br />'D L Q O <br />r" Cr) <br />r T'. -v —I <br />03 <br />Co <br />s <br />"J Z <br />