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Return To: <br />First National Bank of Omaha <br />1620 Dodge Street Stop Code 3165 <br />Omaha, NE 68197 -3165 <br />Prepared By: <br />Cori Hulsebus <br />1620 Dodge St. <br />Omaha, NE 68197 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />RE- RECORDS) 2 014 0 7 0 2 <br />rn <br />- <br />c <br />r, <br />3 ° nv <br />rim <br />Deed of Trust <br />n r1 <br />X15 k, <br />f :►: <br />2; <br />I <br />Loan Number: 941166 <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />a7 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />• (A) "Security Instrument" means this document, which is dated October 17, 2014 , together with all <br />✓ Riders to this document. <br />t (B) "Borrower" is <br />n'1 Dan J Gray and Theresa Gray, Husband and Wife, as joint tenants with right of survivorship, and not as tenants <br />C in common ; <br />C) <br />H <br />Borrower is the trustor under this Security Instrument. <br />- (C) "Lender" is <br />First National Bank of Omaha <br />Lender is a National Banking Association <br />organized and existing under the laws of NEBRASKA . Lender's address is <br />1620 Dodge Street Stop Code 3165 <br />Omaha, NE 68197 -3165 <br />Lender is the beneficiary under this Security Instrument. <br />Form 3028 1/01 <br />VMP6(NE) (1302).00 <br />Page 1 of 15 <br />0) <br />CA) <br />