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. ��14�7�41 • requYred by RESPA, and Barrower shaii pa�to Lender the amount necessary to make up the def cienc�in a�cordance with RESPA, but�n no mare�han 12 mont�hly paym�n�s. Upon payment in full�f a1.1 sums secured by xhis Se�urity Instrument, Lender sha.11 promptiy r�fund�a Borro�ver any Funds heid by Lend�r. 4. Charges; Liens. Borrower sha1�pay a1�taxes, assessments, charges, f�nes, and impositxons at�r�butable to the Proper�y�rhxch can.attain priori��r over this S�cur�ty Ins�rument, �easehold paymen�s or ground rents on the Property, if any, and Community Associaxion Dues, F�es, and Assessmen�s, xf any. T��he exten��h.a� these items are Escrow Items, Borro�ver sha1�pay�hem in the manner pra�r�ded xn Sec�ion 3. B�orrower sha1�promptly dis�harge any lxen which has priority o�rer thxs Securi�r Ins�rumen�unless �rrower: ' • . . (a} agre�s ua,��1ng to the payment af the obligaf�on secur�d by the xlen�n a manner acceptabie �o Lend�r, but only sa long as Borrov�rer is performxng such agreemen�; �b}contests�he lien in good fa.ith by, or defends a�ainst enforcement of the��en in, �ega1 proceedings which in Lender's apulion operate to pre�en� �he enforcement af�he lien whiie�h,ose proceed.ings are pending, but only until such praceedin�s are conc�uded; or(c} secures from t�.e ho�der vf the iien an agreement satisfactory�o Lender su�ardinating the . �ien ta�his Security Insxrumen�. If Lender determines�hat any part of the Praperty xs subject to a Iien which can attain pr�ority over�his S�curity Instrumenx, Lender ma.y gY�e Borro�ver a notxce id�ntifying the Iien. '�'V�thin I O days�f-�he dat�on whi.ch tha�no�ir.�xs gi�en, Borrower shall satisfy the Iien ar take one or more af the act�ans set forth above in�his Section 4. Lender may require Borrower�o pay a one-�ime charg�for a real. estate�ax�erifica.tion andlor repor�ing ser`rxce used b�Lender in connection with this Loan. �. Property insurance. �rrower sha11 keep�he improvemen�s now exis�ing or hereaft�r erec�ed on�he Praper�insured against�oss by fire, hazard�inc�uded wi�hin the�erm "ex�ended co�erage,n and any other hazards inc�uding, but nat��mited�o, earthquake�and flaads, for which Lender requires insurance. This �nsurance'shali be ma�ntained in the amounts�rncluding deductib�e ieve�s}and for the periods fhat�Lender requires. What Lender requires pursuant to the pr�eding sen�ences can chan.ge duruzg the term of�he Lvan. The insurance carrier pro�r�d�ng the rnsuranc,e shai�be chnsen by B�rr�w�r subject to L.�nd�r's right�o disappra�e Borro�er's choic,�, which right shal.x not be exerc�sed unreasvnably. Lender ma.y require Barrower to pay, in conne�tion wYth th�s Loan, e�ther: (a}a one-�ime charge for fload zone determinat�on, cer�ifxca.tron and tracking ser�xces; or�b}a one-time charge for fload zane de�ermina.tion and certifi�ation - ser�ices and subsequen�charges ea�h time rema.ppings ar si.m�Xar changes accur vv�hich reasonably might affect such d��ermination ar cer�ifica.t�on. Barrower shai.��sv be respons�bie for the payment of any fees imposed by the Federa� Emergency Management Ag�ncy in cannectxon►�vith the revievv of any flood zone d��erminat�on resulting from an obje�t�on by Borrower. If Borrnwer fails�o maintain any of the co�erages described abo�e, Lender may obta.in in�surance co�era e, g at Lender's op�ivn and Borrower's expense. Len�er is under no ob�xga�ian to purchas�any pa.rticular type or amount of co�rerage. Therefore, such co�erage sha�� co�er Lender, but might nr mi.ght not pro�ect Borrower, Borrower's equzty i.n the Property, or the can�ents nf�ie Prapert�, againsx any r�sk, hazard or Iiability and migh�pro�r�de greater or lesser co�erage than v�as pre��ously in effect. �orrower acknow�edges that�he cos� ' of the insurance co�erage so obtain�d.rnxght sig�uf�cantx�exce.ed the cost vf�nsuranc�that Borr�wer couid ha�e abtained. Any amoun�s disbursed by Lender under�his Sectxon S sha.�l bec.�me add�tiona� debt of Barrower secured by xhxs Secur�ty Instrument. These amounts shal�bear in�erest at�he Note rate from�he da�e�f d�sbursemen�and shaii be payab�e, wx�h such x.nterest, upnn notice from L�nder ta Borravver reques�Yng payment. NEBRASKA-Singl�Famiiy-Fannie fUlaelFr�die Mac UNI�ORM INSTREIMENT Fvrm 3028 11Q1 VMP� 11MP6(N�)f�302�.D4 Woiters Kluw�r l�inanciaf Services Page 6 of 17