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smessmene <br />I � n z <br />n VI <br />co <br />After Recording Return To: <br />HERITAGE BANK <br />800 WEST 3RD <br />HASTINGS, NEBRASKA 68901 <br />Loan Number: 122065 <br />DEFINITIONS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is the beneficiary under this Security Instmment. <br />(D) "Trustee" is WEST GATE BANK <br />NEBRASKA — Single Family—Fannie Mee/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1 /01 Page 1 of 14 <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />rts <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />made as of <br />(A) "Security Instrument" means this document, which is nag OCTOBER 31, 2014 , together <br />with all Riders to this document. k1/47 <br />(B) "Borrower" is HENRY M SCHERMER MID AMANDA R SCHERMER, HUSBAND AND <br />WIFE <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 800 WEST 3RD, HASTINGS, NEBRASKA 68901 <br />organized <br />(E) "Note" means the promissory note signed by Borrower and dated OCTOBER 31, 2014 <br />The Note states that Borrower owes Lender ONE HUNDRED FIFTY THOUSAND TWO <br />HUNDRED AND 00/100 Dollars (U.S. $ 150 , 200 . 00 <br />) <br />y <br />