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��14��59� <br /> B�RR��V�R��VENANTS �hat Borrawer�s �awfu��y seiseti af�he�stat�hereby�anveyed an�has the righ�to <br /> gran�and con�ey th�Proper�y and that�he Prop�r�y �s unencumbered, �xc�p� for�ncumbrances of recard. <br /> Barrower�arrants and�v��� def�nd general�y�h�t�����a �he Property against a�� c�aim�s and demands, subjeGt to <br /> any encumbrances af record. <br /> TH�S SE�URITY INSTRUN��NT comb�nes un�f�rm co�enan�s for nati�nai use and n�n-uniform c��enants with <br /> limited�ar�at�ons by�urisdiction�a canstitut�a un�farm secur�ty �nstrument co�er�ng rea�proper�y. <br /> Uniform Covenants. Borrow�r and Lender cov�nant and agree as fallows: <br /> �. Payment of Pr�ncipal, �nt�rest, Escr�w �tems, Prepayment Charge�, and Late Cha��es. B�rr�w�r <br /> shall pay vvhen due the princ�pal Qf, and�nterest on, the debt e�v�d�n�ed by th� Na�e and any pr�payment <br /> charges and late charges due under�he Note. Barrovver�hall a���pay funds f�r�scrovv ��ems pursuant�a <br /> Sec��an 3. Fayments due under the Nate and�his Security Instruxnent shall be rnade in t�.S. currency. <br /> Ho�e�er, if any ch�ck flr Qther�nstrument received by Lend�r a�paym�nt under the Note ar�his Security <br /> Ins�rument is returned to Lender unpa�d, L.�nder may require tha�any or all su�s�quent payments due under <br /> the Note and�h�s�ecurity�nstrument be made in�ne or more of the fo��ow�ng forms, as se�ec�ed by Lender: <br /> �a} cash; �b}�man�y�rd�r; �c} cer�i�ed check, bank ch�ck, treasurer's ch�ck or cashier's check, proWided an�r <br /> such check is dravvn up�n an ins�xtutxan whose deposits are in�ured by a federa� agen�y, instrurnen�aii�y, or <br /> enti�y; or�d} Elec�ronic Funds Transfer. <br /> Pa�men�s are deem��r�cei��d by Lender when recez��d at the�ocat�on deszgna�ed �n�he No�e ar a�such <br /> �ther��catifln as nlay be deszgnated by Lender in accordanc�with th�n�tice provisions in Section �5, <br /> Lender may re�urn any pa�ment or par��a� payment�f the payment or partial pa�men�s are insufficient t� <br /> bring th�Loan current. Lender may accept any paymen�nr par��a�pa�m�nt insuff�c�ent ta bring the Loan <br /> current, withaut wai�er of any rights hereunder ar pre�udice�� its r�ghts ta refuse�uch paymen�or par��a� <br /> payments in�he future, but Lender is no�obligated to apply such payments a��he time such payments are <br /> accepted. �f each Per�adic Payment�s applied as of it� scheduied due date, th�n Lender need nat pay in�erest <br /> an unappli�d funds. Lender may ho�d such unappl�ed funds unti� Borrower mak�s paym�n�s��bring the <br /> Loan current. If Borro�er daes nfl�do so wz�h�n a reasona�le periad nf t�me, Lender sha�� either apply such <br /> funds nr r��urn th�m ta Borrow�r. �f not appli�d ear��er, such funds w�11 be app��ed to the ou�s�and�ng <br /> pr�nc�pal ba�an��under�he No�e immediately pri�r to farec�osur�, No�ffs��ar c�ainz which Barro�ver m.zgh� <br /> have naw �r in the future against L�nder shall rel�e�e B�rrower from mak�ng payments due under the Nate <br /> and this Secur��y�nstrument ar perfarm�ng the�a��nan�s and agreements s�cured by this Security <br /> �nstrument. <br /> �. App�icat�on nf Payments �r Pr�ceeds. Exc�pt as atherw�se descr�bed �n thxs Sec��on�, a��payments <br /> accep�ed and app���d by Lend�r shail be appl�e�i�n �h� �ollowing order of pr�ori�y: �a} �nteres�due under the <br /> Note; �b}pr�ne�pa� due under the Not�; �c� amounts�.ue under Section 3. Su�h payments sha�i be applied to <br /> each Periodic Payment in the order�n wh�ch�t be�ame due. An� remain�ng amounts sha��be app�xed f�rst�o <br /> late charges, �econd ta any ather am�unts due under th�� Se�ur�ty �nstrumen�, and then to reduce�he <br /> principa�balance af the Note. <br /> �f Lender recezves a paymen�from B�rrow�r for a�e�inquent Periodic Paymen��vhich includes a suf�cient <br /> amount to pay an��a�e charge due, the paymen�may be app��e�to the d�linquen�paymen�and�he�a�e <br /> charge. If mnre��ian ane Periodic Payment is�utstand�ng, Lender may app�y an�paymen�rec�ived fr�m <br /> Bnrrovv�r t�the repayment af the Periodic Payments if, and to �h�extent tha�, �ach pa�rrx�en�can be paid in <br /> fu��. To the e�c�ent�hat any exc�ss�xist� after the payrn.ent is applied to the fu�l paymen�of one or rnore <br /> Periad�c Paymen�s, such excess may be appl�ed t� any�ate charges due. Voluntary pr�payments shall be <br /> app�ied f�rst to any prepayment charges and th�n as described�n th� Not�. <br /> N�BRASKA-5ingle�amily-Far�nie Mael�reddi�Ma�UNI��RM lN5TRl3MENT �or�n 3a28 11�1 <br /> VMP� VMPfi{NE�4�3D21 <br /> Wolters Kluwer Financial Ser�ices Page 4 a€�7 <br />