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��14��5�1 To protect Lender's security in th� Property, Lender shall ad�ance and charg�to Borrower all amounts due to�he Secretary far�he Mortgage Insurance P�emium as defin��d in the Loan Agreemen�as well as all sums due to the loan servicer for ser-�icing ac�i�ities as defined in the L�an Agreement. Any amounts di sbursed by Lender under th�s Paragraph shal l become an add i�i a��al debt of Borr�wer as pro�i d�d f�r in�he Loan Agr•eement and shall he secured by this S�curity Ins�rument. f. Inspe�tion. I�ender or its agent may enter op, inspect or make a��praisals of the Property in a reasonable manner and at reasonable times pro��ded tha�Lender s}�a�� gi�e the Borrower noti�e prior to any inspec�ian or appraisal spe�ifying a purpose far the inspection or a�praisal which must be related to Lender's in�erest in the Proper#y. If the Property is�acant or abandoned or the laan is in defau��, L�nder may take reasor�able action�o protec�and preser�e such �a�ant or.�band�ned Property without notice to the Borrawer. 7. �ondemnati�n.The proceeds of any award or�laim for damag�s, d�rect or cansequential, in connection with any condemnatian,ar other taking of any part of the Property, or for conveyance in place af condemnation sha�l b�paid to Lender. The proce�ds shal� be applied fir�t to the reduction of any indebtedn�ss under a Second Note apd Second Security Instrument he�d by the Secretary on the Property, and�hen�a the reductian of the indebtedness under the�lote and this Security lnstrument. Any excess pr�ceeds o�er an amount requ�red to pay all ou�standing ir�c�ebtedness under the Note and this S�curity Instrumen�shall be paid tn the entity �egally entitled ther��to. S. Fees. Lender may co 1 l ect fees and charges authori zed by th� Sec•.retary. 9. Nvn-Barrawing Spouse. Borrower,NIA is married to NIA("lJon-Borrowing Spouse"�, who is not a Borrawer under the terms af the "Second Note," "��oan Agreemen�." ar this Security Instrument. lU. Graunds far Acceleration of Debt. (a}Due and Payable-Death. �i} Except as pro�ided in Paragraph 1��a}�ii}, Lender m��y require immediate payment�n fu�l of all sums secur�d by�his Securi�y Instrument if a Borrov��er dies and the Property is not the Principal Residence of at least on�survi�ing Bvrrawer. �ii� Lender shall defer the Due and Payab�e requiremen� under Paragraph 1��a}�i}abo�e for any period of time�"Deferral Period"}in which a Non-Borrt�wing Spouse identified in Paragraph 9 resides in the Property as [hislher] Principal Residence��nd all of the following conditions are, and continue to be, met: a. Such Non-Borro�v�ng S�ouse remained the s��ouse of the identifi�d Borrovver f�r the duration of such Borrower's lifetime; b. Such Non-Borrowing Spouse has accupied, and continues to accupy,the property securing the NQte as [hislher] Principal Residence; c. Such Non-B�rrowing Spous�has established�egal ownership or other ongoing�egal right to remaip in th�property securing this I��ote; d. All �ther obligati�ns�f the Borrow�r under t}�e Note, �he Loan Agr�emen�and this Security I nstrument cont�n ue ta �e sati sfi ed; ��nd e. The Note is not eligible to be called due and}3ayab�e for any other r�ason. Should any of these c�nditions f�r defe�ral of Du��apd Pa_ya��e Status not be met at any PagQ 4 of l3 HECM First❑eed�f Trust-2�14